8260 Oak Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8260 Oak Ave, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,191 sqft · built 1930
Lot Size0.327 acres (14,244 sqft)
Owner2 Trust Names on File
Last Sale$1,375,000 (Jul 2024)
Tax Bill$16,318 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-172-10

Property Details

APN / Parcel Number

Primary APN072-172-10
Alternative APN
  • 072-172-10-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area3,191 sqft Living Area
Gross Area3,863 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area14,244 sqft (0.327 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area415 sqft
Patio Area415 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8260 OAK AVE
CityBEN LOMOND
StateCA
Zip95005-9739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionORDWAY TR
Legal Block15,16
Legal Lot Number19-24
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2023
Census Tract120302

Owner

8260 Oak Ave is owner-occupied and held in a trust since July 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address8260 OAK AVE, BEN LOMOND, CA 95005-9739
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2024 · Amount on File
Deed SaleJul 29, 2024 · Amount on File
Prior SaleAug 10, 2021 · Amount on File
Deed Document Number202414388
Record UpdatedSep 20, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 10, 2021
Property Address8260 OAK AVE, BEN LOMOND, CA 95005-9739
Document Number0000041835
Map ReferenceMB 16 PG 11
Instrument DateAug 5, 2021
Instrument2021-0041835
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8260 OAK AVE, BEN LOMOND, CA 95005-9739

Mortgage

Document Number0000041836
DateAug 10, 2021
Instrument2021-0041836
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8260 Oak Ave was $16,318.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,402,500 (+2%) Land $981,750 Building $420,750
2025$16,318.00$1,375,000 Land $962,500 Building $412,500
2023$13,042.00 (+2.39%) Homeowner's exemption$1,096,500 Land $767,550 Building $328,950$1,050,660
2022$12,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8260 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8260 Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oak Ave

Nearby Streets

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