826 Stumpf Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 826 Stumpf Rd, Middle River, MD 21220

Property Summary

Property Type	Rural Home
Details	3 ba · 3,554 sqft · built 2024
Lot Size	24.2 acres (1,054,152 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2020)
Tax Bill	$6,808 (2024)
Deeds & Mortgages	Oct 2022 Construction Loan Oct 2020 Sale & Mortgage
APN	`15-1600004079`

Property Details

APN / Parcel Number

Primary APN	`15-1600004079`
Alternative APN	`1600004079`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,554 sqft Living Area
Gross Area	4,282 sqft
1st Floor Area	2,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,054,152 sqft (24.2 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1600004079
Street Address	826 STUMPF RD
City	MIDDLE RIVER
State	MD
Zip	21220-1595
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	24.2AC
Legal Block	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1002
Census Tract	451702

Owner

Source: Baltimore County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8333 PULASKI HWY, ROSEDALE, MD 21237-2948
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Intrafamily Transfer, Transfer · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 2, 2020	Grant Deed, Transfer JOAN M CRAZE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Book / Page	43400 / 23
Last Transfer Date	Jun 27, 2022
Transfer Doc	0474140067
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Oct 3, 2022
Property Address	826 STUMPF RD, MIDDLE RIVER, MD 21220-1595
Document Number	0474140067
Book / Page	47414 / 67
Instrument Date	Jun 27, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	DEFINITIVE TITLE, DEFINITIVE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8333 PULASKI HWY, ROSEDALE, MD 21237-2948

Mortgage

Document Number	0474140071
Date	Oct 3, 2022
Instrument	47414-0071

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2038
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 2, 2020
Property Address	826 STUMPF RD, MIDDLE RIVER, MD 21220-1595
Document Number	0434000023
Book / Page	043400 / 000023
Instrument Date	Aug 16, 2020
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	STUMPFS RD MIDDLE RIVER MD 21220, MIDDLE RIVER, MD 21220

Mortgage

Document Number	434000035
Date	Oct 2, 2020
Book Page	043400/000035

Lender

Name	JOAN M CRAZE
Address	161 DAKOTA LN, WOODBURY, TN 37190-6238
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2025

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$605,067 (+20,068.9%)	$645,800 (+21,426.67%) Land $102,900 Building $542,900
2024	$6,808.00 (+37,722.22%)
2023	$18.00	$3,000 Land $3,000	$3,000 Land $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	62 (1978–2024)
Claims Outside the SFHA	12 of 62
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Believe Broadband.

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