826 Stephen Ave, Grafton, ND 58237 Property Records

Walsh County property record for 826 Stephen Ave, Grafton, ND 58237

Property Summary

Property Type	Single Family Home
Details	built 1902
Lot Size	0.163 acres (7,101 sqft)
Owner	Individual Name on Record
Last Sale	$159,500 (Apr 2026)
Tax Bill	$948 (2023)
Deeds & Mortgages	Nov 2009 Mortgage Oct 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37000008827000`

Property Details

APN / Parcel Number

Primary APN	`37000008827000`

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	7,101 sqft (0.163 acres)

Location & Zoning

Street Address	826 STEPHEN AVE
City	GRAFTON
State	ND
Zip	58237-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN 000 SCT 00 RNG 000,SUB 0000 BLK 50 LOT 17-18,U193 LOTS 17 & 18 BK 50 O.T.
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	50
Legal Lot Number	17-18
Jurisdiction	WALSH ND
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1019
Census Tract	957900

Owner

Source: Walsh County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	826 STEPHEN AVE, GRAFTON, ND 58237-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2009	Deed of Trust, Mortgage BREMER BANK NA
Oct 9, 2013	Deed of Trust, Mortgage BREMER BANK NA
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE II INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	2026308090
Record Updated	Sep 20, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	826 STEPHEN AVE, GRAFTON, ND 58237-2312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270555
Date	Nov 13, 2009
Instrument	270555

Lender

Name	BREMER BANK NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2014

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	826 STEPHEN AVE, GRAFTON, ND 58237-2312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280295
Date	Oct 9, 2013
Instrument	280295

Lender

Name	BREMER BANK NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Aug 1, 2018

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALSH ND
Recording Date	Apr 7, 2026
Property Address	826 STEPHEN AVE, GRAFTON, ND 58237-2312
Document Number	0000308090
Instrument Date	Apr 6, 2026
Instrument	2026.308090
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 STEPHEN AVE, GRAFTON, ND 58237-2312

Mortgage

Document Number	0000308091,
Date	Apr 7, 2026
Instrument	2026.308091

Lender

Name	FIRST CLASS MORTGAGE II INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Walsh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Walsh County
Municipality	Grafton City
Unified School District	Grafton Public School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,450 (+52.58%) Land $2,000 Building $36,450	$76,900 (+52.58%) Land $4,000 Building $72,900
2023	$948.00	$25,200 Land $1,750 Building $23,450	$50,400 Land $3,500 Building $46,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	40 (1978–2013)
Most Recent Claim	May 2013 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 2 claims Severe Storms,flooding, & Ice Jams, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALSH RURAL WATER DISTRICT private · serves 3,000 people · EPA ID ND5001075
Water Source	Purchased groundwater from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000

May also be available: Polar Telecommunications, T-Mobile, Verizon.

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