826 State St, Lemont, IL 60439 Property Records

Cook County property record for 826 State St, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,055 sqft · built 1977
Lot Size	0.153 acres (6,660 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jul 2019)
Tax Bill	$5,475 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-116-019`

Property Details

APN / Parcel Number

Primary APN	`22-29-116-019`
Alternative APN	`22-29-116-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,055 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,660 sqft (0.153 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	826 STATE ST
City	LEMONT
State	IL
Zip	60439-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUBDIVISION) OF SE OF NW OF SEC 29-37-11 INCLUDING TH E S30FT OF NE NW SEC 29-37-11
Legal Range	11E
Legal Township	37N
Legal Section	29
Legal Subdivision	SUBDIVISION OF SE OF NW OF SEC29-37-11
Legal Block	1
Legal Lot Number	9
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2000
Census Tract	824005

Owner

826 State St is owned and occupied by an individual who bought it in July 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	826 STATE ST, LEMONT, IL 60439-3933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION OF ILLINOIS
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage NEWCASTLE HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Jan 25, 1996 · Amount on File
Deed Document Number	201957012
Prior Transfer Date	Aug 19, 2009
Prior Transfer Doc	0000057193
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	826 STATE ST, LEMONT, IL 60439-3933
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001246067
Date	Jan 12, 2024
Instrument	2401246067

Lender

Name	CENTRAL CREDIT UNION OF ILLINOIS
Type	Credit Union
Address	BELLWOOD, IL 60104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 11, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	826 STATE ST, LEMONT, IL 60439-3933
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003949040
Date	Feb 8, 2021
Instrument	2103949040

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 16, 2019
Property Address	826 STATE ST, LEMONT, IL 60439-3933
Document Number	1919757012
Instrument Date	Jul 3, 2019
Instrument	19757012
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 W ROBERTA ST LEMONT IL 604396401, LEMONT, IL 60439-6401

Mortgage

Document Number	1919757013
Date	Jul 16, 2019
Instrument	19757013

Lender

Name	NEWCASTLE HM LNS
Type	Funding / Finance Company
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,663 Land $4,163 Building $25,500	$296,630 Land $41,630 Building $255,000
2023	$5,475.00 (+29.65%)
2022	$4,223.00 Homeowner's exemption	$20,818 Land $3,663 Building $17,155	$208,180 Land $36,630 Building $171,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 826 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 826 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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