826 S Silver Cir, Key Largo, FL 33037 Property Records

Monroe County property record for 826 S Silver Cir, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,364 sqft · built 1979
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,227 (2024)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`00486852-007500`

Property Details

APN / Parcel Number

Primary APN	`00486852-007500`
Alternative APNs	`12623800486852007500` `1598372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Terrazzo
Interior Walls	Masonry

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Porch
Porch Area	260 sqft
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1598372
Old Parcel Number	12623800486852007500
Street Address	826 S SILVER CIR
City	KEY LARGO
State	FL
Zip	33037-3842
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 826 S SILVER CIRCLE SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LT 3 SEC
Legal Range	38E
Legal Township	62S
Legal Section	12
Legal Subdivision	SILVER SHORES MOBILE HOMES
Legal Tract	1
Legal Lot Number	3,826
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2034
Census Tract	970600

Owner

826 S Silver Cir, a mobile home, is owned and occupied by an individual who acquired it in March 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	101425 OVERSEAS HWY, KEY LARGO, FL 33037-4505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021
Deed Sale	Mar 1, 2021
Deed Document Number	0031121148
Record Updated	Jun 8, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Feb 4, 2019
Property Address	826 S SILVER CIR, KEY LARGO, FL 33037-3842
Document Number	0029470394
Book / Page	002947 / 000394
Instrument Date	Jan 31, 2019
Instrument	2204209
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 S SILVER CIR KEY LARGO FL 330373844, KEY LARGO, FL 33037-3844

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,396	$331,736 Land $247,500 Building $84,236
2024	$2,227.00 (+6.66%)
2023	$2,088.00 (+4.35%) Senior Citizen's exemption	$251,349 (+3%)	$293,168 (+20.14%) Land $211,500 Building $81,668
2022	$2,001.00 Senior Citizen's exemption	$244,029 Land $157,500 Building $86,529	$244,029 Land $157,500 Building $86,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 S Silver Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 S Silver Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20