Vance County property record for 826 S Garnett St, Henderson, NC 27536
| Property Type | Bank, Financial Building |
|---|---|
| Details | 10,544 sqft · built 1994 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Dec 2021) |
| Tax Bill | $12,598 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0003 11008 |
| Primary APN | 0003 11008 |
|---|---|
| Alternative APN |
|
| Building Area | 10,544 sqft Finished Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Roof Type | Flat |
| Lot Area | 57,499 sqft (1.32 acres) |
| Lot Width | 203 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7868 |
|---|---|
| Street Address | 826 S GARNETT ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-4513 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | HOIA |
| Legal Description | 826 S GARNETT ST |
| Legal Block | 11 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 960500 |
Source: Vance County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 128 S CHESTNUT ST, HENDERSON, NC 27536-4221 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BENCHMARK COMMUNITY BANK |
| Dec 1, 2021 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Deed Document Number | 20215321 |
| Deed Book / Page | 1407 / 524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 826 S GARNETT ST, HENDERSON, NC 27536-4513 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 128 CHESTNUT ST, HENDERSON, NC 27536-4221 |
| Document Number | 001420/721 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 1420/721 |
| Instrument | 3413 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, NC 27536 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 826 S GARNETT ST, HENDERSON, NC 27536-4513 |
| Document Number | 001407/524 |
| Book / Page | 1407 / 524 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 5321 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 SOUTH DR BISCAYNE BLVD7TH, 200, MIAMI, FL 33166-5942 |
| Name | Verified Name |
|---|---|
| Address | 128 S CHESTNUT ST, HENDERSON, NC 27536-4221 |
Source: Vance County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,598.00 (+7.52%) | $924,416 (-) Land $200,100 Building $724,316 | $924,416 (-) Land $200,100 Building $724,316 |
| 2025 | $11,717.00 (-32.85%) | $924,416 (-13.12%) Land $200,100 Building $724,316 | $924,416 (-13.12%) Land $200,100 Building $724,316 |
| 2023 | $17,450.00 | $1,064,057 Land $122,815 Building $941,242 | $1,064,057 Land $122,815 Building $941,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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