826 S Eldorado St, San Mateo, CA 94402 Property Records

San Mateo County property record for 826 S Eldorado St, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1931
Lot Size	0.125 acres (5,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,420,000 (Apr 2022)
Tax Bill	$27,034 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-284-110`

Property Details

APN / Parcel Number

Primary APN	`033-284-110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,270 sqft
Attic	Attic
Attic Area	110 sqft
Basement Area	1,010 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	5,440 sqft (0.125 acres)
Lot Dimensions	128 ft deep x 39 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	1,010 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	826 S ELDORADO ST
City	SAN MATEO
State	CA
Zip	94402-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM0000
Legal Description	NE 16 FT OF LOT 19 BLOCK 13 LOT 20 BLOCK 13 EAST SAN MATEO RSM 5/55 CITY OF SAN MATEO
Legal Subdivision	EAST SAN MATEO
Legal Block	13
Legal Lot Number	19,20
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1011
Census Tract	606300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	826 S ELDORADO ST, SAN MATEO, CA 94402-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Apr 5, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 18, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202229176
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0000107900
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	826 S ELDORADO ST, SAN MATEO, CA 94402-1406
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018186
Date	Mar 15, 2019
Instrument	2019-018186

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 5, 2022
Property Address	826 S ELDORADO ST, SAN MATEO, CA 94402-1406
Document Number	0000029176
Map Reference	MB 51 PG 55
Instrument Date	Mar 10, 2022
Instrument	2022-029176
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,762.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	826 S ELDORADO ST, SAN MATEO, CA 94402-1406

Mortgage

Document Number	0000029177
Date	Apr 5, 2022
Instrument	2022-029177

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 18, 2019
Property Address	826 S ELDORADO ST, SAN MATEO, CA 94402-1406
Document Number	0000107900
Instrument Date	Dec 13, 2019
Instrument	107900
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	826 S ELDORADO ST SAN MATEO CA 944021406, SAN MATEO, CA 94402-1406

Mortgage

Document Number	107901
Date	Dec 18, 2019
Instrument	107901

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,140,000 (+9.74%) Land $1,105,000 Building $1,035,000
2025	$27,034.00 (+4.8%)	$1,950,000 (+7.44%) Land $1,007,000 Building $943,000
2023	$25,796.00 (+222.57%)	$1,815,000 Land $938,000 Building $877,000	$1,840,770
2022	$7,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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