826 S Cub Ln, Elgin, SC 29045 Property Records

Fairfield County property record for 826 S Cub Ln, Elgin, SC 29045

Property Summary

Property Type	Rural Home
Details	1,894 sqft · built 2011
Lot Size	9.74 acres (424,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Dec 2025)
Tax Bill	$2,151 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`205-00-00-029-000`

Property Details

APN / Parcel Number

Primary APN	`205-00-00-029-000`
Alternative APN	`17520`

Interior

Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	1,632 sqft
Upper Floors Area	263 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	424,274 sqft (9.74 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	262 sqft

Location & Zoning

Account Number	17520
Street Address	826 S CUB LN
City	ELGIN
State	SC
Zip	29045-8401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	826 SOUTH CUB LANE PLAT: 605 - 470
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2022
Census Tract	960302

Owner

Source: Fairfield County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	826 S CUB LN, ELGIN, SC 29045-8401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE
Jul 14, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20253054
Deed Book / Page	1711 / 267
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Dec 15, 2025
Property Address	826 S CUB LN, ELGIN, SC 29045-8401
Document Number	0000003054
Book / Page	1711 / 267
Map Reference	MB 605 PG 367
Instrument Date	Nov 13, 2025
Instrument	202500003054
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 S CUB LN, ELGIN, SC 29045
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003055
Date	Dec 15, 2025
Instrument	202500003055

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Jul 14, 2022
Property Address	826 S CUB LN, ELGIN, SC 29045-8401
Document Number	0000001933
Book / Page	1538 / 90
Map Reference	PS 605 PG 367
Instrument Date	Jul 13, 2022
Instrument	202200001933
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$1,505.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 S CUB LN, ELGIN, SC 29045-8401

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,829 (-0.67%) Land $1,045 Building $10,784	$404,850 (-0.49%) Land $134,250 Building $270,600
2024	$2,151.00 (-2.27%)	$11,909 (-) Land $1,045 Building $10,864	$406,850 (-) Land $134,250 Building $272,600
2023	$2,201.00 (+306.84%)	$11,909 (+130.39%) Land $1,045 Building $10,864	$406,850 (+105.27%) Land $134,250 Building $272,600
2022	$541.00	$5,169 Land $445 Building $4,724	$198,200 Land $79,100 Building $119,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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