826 Rambling Brook Cir, Elgin, IL 60124 Property Records

Kane County property record for 826 Rambling Brook Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,993 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$330,000 (Feb 2021)
Tax Bill	$9,600 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-128-004`

Property Details

APN / Parcel Number

Primary APN	`06-29-128-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	826 RAMBLING BROOK CIR
City	ELGIN
State	IL
Zip	60124-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 633
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	633
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2032
Census Tract	851913

Owner

826 Rambling Brook Cir is owner-occupied and held in a trust since March 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	826 RAMBLING BROOK CIR, ELGIN, IL 60124-3110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 16, 2021	Trustee's Deed, Foreclosure · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Sep 14, 2007 · Amount on File
Deed Document Number	202112317
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000009066
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 20, 2024
Property Address	826 RAMBLING BROOK CIR, ELGIN, IL 60124-3110
Document Number	0000009066
Map Reference	DOC 2006K068247
Instrument Date	Mar 11, 2024
Instrument	2024K009066
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	826 RAMBLING BROOK CIR, ELGIN, IL 60124-3110

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 16, 2021
Property Address	826 RAMBLING BROOK CIR, ELGIN, IL 60124-3110
Document Number	0000012317
Map Reference	DOC 2006K068247
Instrument Date	Jan 21, 2021
Instrument	2021K012317
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	826 RAMBLING BROOK CIR, ELGIN, IL 60124-3110

Mortgage

Document Number	0000012318
Date	Feb 16, 2021
Instrument	2021K012318

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 6, 2017
Property Address	826 RAMBLING BROOK CIR, ELGIN, IL 60124-3110
Document Number	0000001140
Instrument Date	Sep 29, 2016
Instrument	1140
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	826 RAMBLING BROOK CIR ELGIN IL 601243110, ELGIN, IL 60124-3110

Tax Assessment & Valuation

The 2025 property tax bill for 826 Rambling Brook Cir was $9,600.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,600.00	$141,843 (+8.57%) Land $37,376 Building $104,467	$425,699 (+8.57%) Land $112,173 Building $313,526
2024		$130,647 Land $34,426 Building $96,221	$392,098 Land $103,319 Building $288,779
2022	$8,378.00 (+4.79%) Homeowner's exemption	$107,622 (+6.96%) Land $28,359 Building $79,263	$322,866 (+6.96%) Land $85,077 Building $237,789
2021	$7,995.00 Homeowner's exemption	$100,619 Land $26,514 Building $74,105	$301,857 Land $79,542 Building $222,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 826 Rambling Brook Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 826 Rambling Brook Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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