826 Putnam St, Findlay, OH 45840 Property Records

Hancock County property record for 826 Putnam St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 1900
Lot Size	0.195 acres (8,499 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Oct 2018)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-133-12-012.000`

Property Details

APN / Parcel Number

Primary APN	`1010-133-12-012.000`
Alternative APN	`590000278250`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,112 sqft
2nd Floor Area	448 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	826 PUTNAM ST
City	FINDLAY
State	OH
Zip	45840-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTZ ADD LOT 6733
Legal Subdivision	PORTZ ADD
Legal Lot Number	6733
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1022
Census Tract	1000

Owner

826 Putnam St is owned and occupied by an individual who bought it in October 2018.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	826 PUTNAM ST, FINDLAY, OH 45840-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 1, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 9, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	20188228
Deed Book / Page	2546 / 247
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	02543/0595
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	826 PUTNAM ST, FINDLAY, OH 45840-2436
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 PUTNAM ST, FINDLAY, OH 45840-2436

Mortgage

Document Number	02598/1221
Date	Sep 29, 2022
Book Page	2598/1221
Instrument	202200008889

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	826 PUTNAM ST, FINDLAY, OH 45840-2436
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2578/1033
Date	Feb 1, 2021
Book Page	2578/1033
Instrument	202100001189

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 1, 2018
Property Address	826 PUTNAM ST, FINDLAY, OH 45840-2436
Document Number	02546/0247
Book / Page	2546 / 0247
Instrument Date	Sep 28, 2018
Instrument	201800008228
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	826 PUTNAM ST, FINDLAY, OH 45840-2436

Mortgage

Document Number	201800008229
Date	Oct 1, 2018
Instrument	201800008229

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 9, 2018
Property Address	826 PUTNAM ST, FINDLAY, OH 45840-2436
Document Number	02543/0595
Book / Page	2543 / 0595
Instrument Date	Aug 2, 2018
Instrument	201800006592
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 826 Putnam St was $1,484 with a homeowner's exemption, up 7.1% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+7.07%) Homeowner's exemption	$48,410 (+24.06%) Land $6,750 Building $41,660	$138,320 Land $19,280 Building $119,040
2024	$1,386.00 (-0.14%)	$39,020 (-) Land $5,440 Building $33,580
2023	$1,388.00 Homeowner's exemption	$39,020 Land $5,440 Building $33,580
2022			$111,500 Land $15,550 Building $95,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 826 Putnam St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 826 Putnam St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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