Orange County property record for 826 Oak St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,608 sqft · built 1981 |
| Lot Size | 0.173 acres (7,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Feb 2018) |
| Tax Bill | $8,425 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Dec 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-29-0016-02-050 |
| Primary APN | 23-22-29-0016-02-050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 3,771 sqft |
| 1st Floor Area | 1,020 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 7,519 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 413 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 826 OAK ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-6267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA/T |
| Legal Description | ADAIR TERRACE H/105 LOT 5 BLK B |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | ADAIR TERRACE |
| Legal Tract | 16 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 12600 |
826 Oak St is owned and occupied by two individuals who acquired it in July 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TAMPA BAY FCU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Line of Credit TAMPA BAY FCU |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Jul 20, 2020 | Correction Deed, Transfer ALL FLORIDA PROF TITLE LLC |
| Feb 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2018 · Amount on File |
| Deed Sale | Feb 22, 2018 · Amount on File |
| Prior Sale | Nov 8, 2017 · Amount on File |
| Deed Document Number | 2018107770 |
| Last Transfer Date | Jul 14, 2020 |
| Transfer Doc | 0000387076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Document Number | 0000294975 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 20220294975 |
| Name | TAMPA BAY FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33603 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Document Number | 0000009492 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 826 OAK ST ORLANDO FL 328046267, ORLANDO, FL 32804-6267 |
| Document Number | 0000009492 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 9492 |
| Name | TAMPA BAY FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 6, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Document Number | 0000387077 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 826 OAK ST ORLANDO FL 328046267, ORLANDO, FL 32804-6267 |
| Document Number | 0000387077 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 387077 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 20, 2020 |
| Property Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Document Number | 0000387076 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 387076 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ALL FLORIDA PROF TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 826 OAK ST ORLANDO FL 328046267, ORLANDO, FL 32804-6267 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 22, 2018 |
| Property Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Document Number | 0000107770 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 107770 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $231.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4083 SE HONEY HILL LN STUART FL 349975452, STUART, FL 34997-5452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 8, 2017 |
| Property Address | 826 OAK ST, ORLANDO, FL 32804-6267 |
| Document Number | 0000612474 |
| Map Reference | MB H PG 105 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 20170612474 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 826 OAK ST, 826, ORLANDO, FL 32804-6267 |
| Name | Verified Name |
|---|---|
| Address | 4083 SE HONEY HILL LN, STUART, FL 34997-5452 |
| Document Number | 0000612475 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 20170612475 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 826 Oak St was $8,425, up 3.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,693 (+2.7%) | $663,970 (-1.89%) Land $285,000 Building $378,970 | |
| 2025 | $8,425.00 (+3.53%) Homeowner's exemption | $493,372 | $676,730 Land $285,000 Building $391,730 |
| 2024 | $8,138.00 (+4.31%) | ||
| 2023 | $7,802.00 (+10.6%) Homeowner's exemption | $465,502 (+9.8%) | $618,206 (+14.31%) Land $268,900 Building $349,306 |
| 2022 | $7,054.00 Homeowner's exemption | $423,960 | $540,802 Land $268,900 Building $271,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 826 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 826 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures