Kenton County property record for 826 Nelson Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,304 sqft · built 2005 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Oct 2004) |
| Tax Bill | $4,479 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-03-023.00 |
| Primary APN | 031-00-03-023.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,304 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 826 NELSON RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 SEC 4 RE-PLAT TRAILS OF DOE RUN |
| Legal Subdivision | TRAILS OF DOE RUN |
| Legal Phase | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 63608 |
826 Nelson Rd is owned by two individuals who bought it in October 2004.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8854 BOONE VALLEY DR, FLORENCE, KY 41042-9565 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Apr 15, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI L&N FCU |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2004 · Amount on File |
| Deed Sale | Oct 19, 2004 · Amount on File |
| Deed Document Number | 200410 19 059 00110 |
| Deed Book / Page | 1458 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 826 NELSON RD, ERLANGER, KY 41018-2811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | GRACE TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0005900135 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | KCM 709/913 |
| Instrument | 25112405900135 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 826 NELSON RD, ERLANGER, KY 41018-2811 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900059 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 361/374 |
| Instrument | 22041505900059 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 826 NELSON RD, ERLANGER, KY 41018-2811 |
| Document Number | 0000000084 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 826 NELSON RD ERLANGER KY 410182811, ERLANGER, KY 41018-2811 |
| Document Number | 0000000084 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 000M30/000570 |
| Instrument | 84 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 826 NELSON RD, ERLANGER, KY 41018-2811 |
| Document Number | 0000000083 |
| Book / Page | 0I3949 / 000001 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 826 NELSON RD ERLANGER KY 410182811, ERLANGER, KY 41018-2811 |
| Document Number | 0000000083 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 0I3949/000001 |
| Instrument | 83 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 4, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 826 Nelson Rd was $4,479.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,000 (-) Land $40,000 Building $412,000 | $452,000 (-) Land $40,000 Building $412,000 | |
| 2025 | $4,479.00 | $452,000 Land $40,000 Building $412,000 | $452,000 Land $40,000 Building $412,000 |
| 2023 | $4,818.00 | $452,000 Land $40,000 Building $412,000 | $452,000 Land $40,000 Building $412,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 826 Nelson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 826 Nelson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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