826 N Howard Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 826 N Howard Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,011 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Mar 2005)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-314-006`

Property Details

APN / Parcel Number

Primary APN	`03-25-314-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,011 sqft Living Area
Gross Area	2,347 sqft
1st Floor Area	525 sqft
2nd Floor Area	911 sqft
Basement Area	336 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	13.2 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	826 N HOWARD AVE
City	ELMHURST
State	IL
Zip	60126-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STONE & COS ELMHURST ADD
Legal Subdivision	STONE & COS ELMHURST ADD
Legal Block	7
Legal Lot Number	6
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1016
Census Tract	840706

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	826 N HOWARD AVE, ELMHURST, IL 60126-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2005 · Amount on Record
Deed Sale	Mar 4, 2005 · Amount on Record
Deed Document Number	200543622
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	826 N HOWARD AVE, ELMHURST, IL 60126-1319
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034191
Date	May 7, 2019
Instrument	R2019-034191

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Addison Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,019.00 (+3.82%) Homeowner's exemption	$144,733 (+7.9%) Land $56,832 Building $87,901	$434,199 (+7.9%) Land $170,496 Building $263,703
2024	$7,724.00 (+12.66%)	$134,136 (+13.74%) Land $52,671 Building $81,465	$402,408 (+13.74%) Land $158,013 Building $244,395
2022	$6,856.00 Homeowner's exemption	$117,930 Land $46,330 Building $71,600	$353,790 Land $138,990 Building $214,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2006–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: E-vergent.

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