826 N Elm Ave, Jackson, MI 49202 Property Records

Jackson County property record for 826 N Elm Ave, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1930
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2021)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-105300000`

Property Details

APN / Parcel Number

Primary APN	`8-105300000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,136 sqft Living Area
1st Floor Area	608 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	136 ft deep x 49.5 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	826 N ELM AVE
City	JACKSON
State	MI
Zip	49202-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 40 BLAKELY HEIGHTS SUB DIV
Legal Subdivision	BLAKELY HEIGHTS SUB
Legal Lot Number	40
Legal Unit	40
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	826 N ELM AVE, JACKSON, MI 49202-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MICHIGAN STATE HOUSING DEV AUTHORIT
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Document Number	20212884347
Deed Book / Page	2188 / 757
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	0002473322
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 5, 2023
Property Address	826 N ELM AVE, JACKSON, MI 49202-2513
Document Number	0002929830
Book / Page	2223 / 739
Map Reference	LB 8 PG 27
Instrument Date	Dec 29, 2022
Instrument	2929830
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 N ELM AVE, JACKSON, MI 49202-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4365 ESSEX CT, JACKSON, MI 49201-7164

Mortgage

Document Number	0022230683
Date	Jan 5, 2023
Instrument	2223-0683

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0002929566
Date	Dec 29, 2022
Book Page	2223/475
Instrument	2929566

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 20, 2021
Property Address	826 N ELM AVE, JACKSON, MI 49202-2513
Document Number	0002884347
Book / Page	2188 / 757
Map Reference	LB 8 PG 27
Instrument Date	May 18, 2021
Instrument	2884347
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 N ELM AVE, 826, JACKSON, MI 49202-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 LANSING AVE, JACKSON, MI 49202-3211

Mortgage

Document Number	0021880758
Date	May 20, 2021
Instrument	2188-0758

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Index	5-Year TN

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	826 N ELM AVE, JACKSON, MI 49202-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002828036
Date	Jul 24, 2019
Book Page	2145/0348
Instrument	2828036

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,000 (+5.91%)	$154,000 (+5.91%)
2025	$3,818.00 (-9.38%)	$72,700 (+32.66%)	$145,400 (+32.66%)
2024	$4,213.00 (+68.32%)
2023		$54,800	$109,600
2022	$2,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Mercury Fiber, Verizon.

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