826 N 15th St, Waco, TX 76707 Property Records

McLennan County property record for 826 N 15th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2009
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$356,107 (Apr 2025)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-001700-005800-0`

Property Details

APN / Parcel Number

Primary APN	`48-001700-005800-0`
Alternative APNs	`480017000050008` `349461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	360 sqft
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	826 N 15TH ST
City	WACO
State	TX
Zip	76707-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BAKER J B LOT 10 BLOCK 101 ACRES 0.181
Legal Subdivision	BAKER J B
Legal Block	101
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2007
Census Tract	700

Owner

826 N 15th St is owned by an individual who bought it in April 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	325 RAINTREE DR, 39, TYLER, TX 75703-4153
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Vendor's Lien, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 10, 2018	Vendor's Lien, Transfer CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	May 18, 2023 · Amount on File
Deed Document Number	202512069
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000023246
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 24, 2025
Property Address	826 N 15TH ST, WACO, TX 76707-3059
Document Number	0000012069
Map Reference	DOC 2008015370
Instrument Date	Apr 23, 2025
Instrument	2025012069
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 RAINTREE DR APT 39, 39, TYLER, TX 75703-4153

Mortgage

Document Number	0000012070
Date	Apr 24, 2025
Instrument	2025012070

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 10, 2018
Property Address	826 N 15TH ST, WACO, TX 76707-3059
Document Number	0000023246
Map Reference	DOC2008015370
Instrument Date	Jul 9, 2018
Instrument	2018023246
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5433 LP 236, 5433, TEMPLE, TX 76502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2233, WACO, TX 76703-2233

Mortgage

Document Number	0000023247
Date	Jul 10, 2018
Instrument	2018023247

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 826 N 15th St was $4,970, down 7.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,735 (+25.62%) Land $24,520 Building $253,215	$277,735 (+25.62%) Land $24,520 Building $253,215
2025	$4,970.00 (-7.35%)	$221,090 Land $22,230 Building $198,860	$221,090 Land $22,230 Building $198,860
2024	$5,364.00
2023		$226,830 Land $22,230 Building $204,600	$226,830 Land $22,230 Building $204,600
2022	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 N 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 N 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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