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826 Mardell Ln, Howe, TX 75459 Property Records

Grayson County property record for 826 Mardell Ln, Howe, TX 75459

Property Summary

Property TypeRural Home
Details2 ba · 1,979 sqft · built 1993
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Tax Bill$908 (2024)
Deeds & MortgagesJun 2023 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN240 020606011

Property Details

APN / Parcel Number

Primary APN240 020606011
Alternative APN
  • 130654

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,639 sqft
1st Floor Area1,979 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area660 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area101 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number130654
Old Parcel Number240 020606011
Street Address826 MARDELL LN
CityHOWE
StateTX
Zip75459-4457
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionG-0206 CLARK ALFRED A-G0206, ACRES 5.0
Legal SubdivisionCLARK ALFRED A-G0206
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group3
Census Block3000
Census Tract1801

Owner

Source: Grayson County records · APN 240 020606011

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address826 MARDELL LN, HOWE, TX 75459-4457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2006
Deed SaleAug 18, 2006
Deed Document Number2006-00020386
Deed Book / Page04103 / 00552
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address826 MARDELL LN, HOWE, TX 75459-4457
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 MARDELL LN, HOWE, TX 75459-4457

Mortgage

Document Number0000014975
DateJun 12, 2023
Instrument2023-14975
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address826 MARDELL LN, HOWE, TX 75459-4457
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022389
DateJul 06, 2021
Instrument2021-00022389
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$475,006 (+9.87%)$550,921 (+27.43%) Land $225,000 Building $325,921
2024$908.00 (-64.6%)
2023$432,347 Land $175,000 Building $257,347$432,347 Land $175,000 Building $257,347
2022$2,565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2007–2025)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Grayson Collin Electric Cooperative
Fiber		1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless		400 / 100
Verizon
Fixed Wireless		300 / 20
Texoma Communications
Fixed Wireless		100 / 20

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUELLA SUD
serves 4,200 people
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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