826 Independence Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 826 Independence Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,974 sqft · built 1973
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2026)
Tax Bill	$8,520 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`265489 064.18-1-52`

Property Details

APN / Parcel Number

Primary APN	`265489 064.18-1-52`
Alternative APNs	`54890641800001052000` `02861211000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	678 sqft
Finished Basement	678 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	592 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02861211000
Street Address	826 INDEPENDENCE DR
City	WEBSTER
State	NY
Zip	14580-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0003-14-04 REVERE FARM 1 L111 0186043
Legal Subdivision	REVERE FARMS SUBDIVISION
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2009
Census Tract	11205

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 DARWIN ST, ROCHESTER, NY 14610-1708
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Dec 9, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 6, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	20263418980
Deed Book / Page	13192 / 969
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0000001077
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 12, 2026
Property Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629
Document Number	0003418980
Book / Page	13192 / 969
Instrument Date	Apr 28, 2026
Instrument	20263418980
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	SMS R/E INFORMATION SERVICES, METRO REAL ESTATE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008981,
Date	May 12, 2026
Instrument	20268981

Lender

Name	GENESEE REGIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 2, 2023
Property Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629
Document Number	0000001018
Book / Page	12885 / 334
Map Reference	LB 186 PG 43
Instrument Date	Oct 26, 2023
Instrument	202311021018
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	FLOWER CITY ABS INC, FLOWER CITY ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629

Mortgage

Document Number	0000001019
Date	Nov 2, 2023
Instrument	202311021019

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 9, 2019
Property Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629
Document Number	0000000434
Book / Page	012281 / 000025
Instrument Date	Dec 5, 2019
Instrument	434
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$724.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 INDEPENDENCE DR WEBSTER NY 145802629, WEBSTER, NY 14580-2629

Mortgage

Document Number	435
Date	Dec 9, 2019
Book Page	028312/000328
Instrument	435

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Oct 22, 2019
Property Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629
Document Number	0000001077
Book / Page	012258 / 000438
Instrument Date	Oct 14, 2019
Instrument	1077
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 GALLANT FOX LN WEBSTER NY 145809033, WEBSTER, NY 14580-9033

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Jun 6, 2017
Property Address	826 INDEPENDENCE DR, WEBSTER, NY 14580-2629
Document Number	0000000794
Book / Page	011870 / 000292
Instrument Date	Jun 1, 2017
Instrument	794
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$616.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 GALLANT FOX LN WEBSTER NY 145809033, WEBSTER, NY 14580-9033

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,520.00 (+22.59%)
2025	$6,950.00 (+8.27%)	$173,200 (+25.33%) Land $29,300 Building $143,900	$360,800 (+51.41%) Land $61,036 Building $299,764
2023		$138,200 (-) Land $29,300 Building $108,900	$238,300 (+10.38%) Land $50,522 Building $187,778
2022		$138,200 Land $29,300 Building $108,900	$215,900 Land $45,773 Building $170,127
2021	$6,419.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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