826 Elm St, Graham, TX 76450 Property Records

Young County property record for 826 Elm St, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,455 sqft · built 1925
Lot Size	0.847 acres (36,895 sqft)
Owner	2 Individual Names on File
Tax Bill	$22,180 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01060-0037-0085`

Property Details

APN / Parcel Number

Primary APN	`01060-0037-0085`
Alternative APN	`10127`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	5,455 sqft Total Area
1st Floor Area	3,103 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	36,895 sqft (0.847 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	525 sqft
Porch	Porch
Porch Area	380 sqft
Patio Area	1,153 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	826 ELM ST
City	GRAHAM
State	TX
Zip	76450-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL/GRAHAM - BLK 37, LOTS 27-29, EAST 125 FT OF LOT 30, & NORTH 5 FT OF EAST 125 OF LOT 31
Legal Subdivision	ORIGINAL TOWN OF GRAHAM
Legal Block	37
Legal Lot Number	27-31
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2065
Census Tract	950500

Owner

826 Elm St is owned and occupied by two individuals who acquired it in April 2025.

Source: Young County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 BEDFORD DR, MIDLAND, TX 79701-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025
Deed Sale	Apr 11, 2025
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	20251001
Prior Transfer Date	Mar 30, 2019
Prior Transfer Doc	0000000750
Record Updated	Oct 29, 2026

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Apr 1, 2019
Property Address	826 ELM ST, GRAHAM, TX 76450-3408
Document Number	19000750
Instrument Date	Mar 30, 2019
Instrument	19000750
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE, EPAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	825 ELM ST, GRAHAM, TX 76450-3407

Mortgage

Document Number	19000751
Date	Apr 1, 2019
Instrument	19000751

Lender

Name	BANK OF ENGLAND
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 826 Elm St was $22,180 with a homeowner's exemption, up 86.2% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Graham City
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,180.00 (+86.2%) Homeowner's exemption	$859,520 (+9.8%) Land $68,180 Building $791,340	$859,520 (+9.8%) Land $68,180 Building $791,340
2025	$11,912.00 Homeowner's exemption	$782,790 Land $68,180 Building $714,610	$782,790 Land $68,180 Building $714,610
2023		$478,270 Land $66,260 Building $412,010	$478,270 Land $66,260 Building $412,010
2022	$10,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Elm St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Elm St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T.

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