826 E Railroad St, Long Beach, MS 39560 Property Records

Harrison County property record for 826 E Railroad St, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,126 sqft · built 1965
Lot Size	0.898 acres (39,150 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Jan 2019)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0711M-05-038.000`

Property Details

APN / Parcel Number

Primary APN	`0711M-05-038.000`
Alternative APN	`041240`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Adjusted Area
1st Floor Area	1,000 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,150 sqft (0.898 acres)
Lot Dimensions	261 ft deep x 150 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	826 E RAILROAD ST
City	LONG BEACH
State	MS
Zip	39560-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 TO 30 INC BLK 18 & S 5 FT OF VACATED ALLEY ADJ N LINE OF SAID LOTS & LOTS 5 TO 9 INC BLK 19 & THAT PT OF VACATED 10TH
Legal Range	11W
Legal Township	08S
Legal Section	07
Legal Subdivision	OLD PLANTATION ADD
Legal Block	18-19
Legal Lot Number	26-30,5
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1017
Census Tract	2702

Owner

826 E Railroad St is owned and occupied by two individuals who bought it in January 2019.

Source: Harrison County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	826 E RAILROAD ST, LONG BEACH, MS 39560-5024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage THE CITIZENS BANK OF PHILADELPHIA
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Deed Document Number	2019487DJ1
Prior Transfer Date	Jan 24, 2019
Prior Transfer Doc	20190000487DJ1
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	826 E RAILROAD ST, LONG BEACH, MS 39560-5024
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190000704TJ1
Date	Jan 28, 2019
Instrument	2019-0000704-T-J1

Lender

Name	THE CITIZENS BANK OF PHILADELPHIA
Type	Bank
Address	BILOXI, MS 39532

Agreement

Amount	Amount on Record
Term	264 Months
Due	Jan 1, 2041

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	826 E RAILROAD ST, LONG BEACH, MS 39560-5024
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220024051TJ1
Date	Sep 22, 2022
Instrument	2022-0024051-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 19, 2027

Interest

Rate Type	Fixed Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 28, 2019
Property Address	826 E RAILROAD ST, LONG BEACH, MS 39560-5024
Document Number	20190000487DJ1
Instrument Date	Jan 24, 2019
Instrument	2019-0000487-D-J1
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5056 ESPY AVE, LONG BEACH, MS 39560-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 E RAILROAD ST, LONG BEACH, MS 39560-5024

Tax Assessment & Valuation

The 2025 property tax bill for 826 E Railroad St was $3,540, up 2.9% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Long Beach City
Unified School District	Long Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,540.00 (+2.88%)	$22,626	$150,842 Land $58,275 Building $92,567
2024	$3,441.00 (-0.89%)
2023	$3,472.00 (+3.09%)	$22,396	$149,307 Land $58,275 Building $91,032
2022	$3,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 826 E Railroad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 E Railroad St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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