826 E Center St, Rochester, MN 55904 Property Records

Olmsted County property record for 826 E Center St, Rochester, MN 55904

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,885 sqft · built 1900
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2025)
Tax Bill	$4,104 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.34.026610`

Property Details

APN / Parcel Number

Primary APN	`74.36.34.026610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,037 sqft
Basement Area	402 sqft
Unfinished Basement	402 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	148 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	826 E CENTER ST
City	ROCHESTER
State	MN
Zip	55904-4656
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-36 TWP-107 RANGE-014 CITY LANDS 107-14-36 STATE PLT W67FT E100FT N148 12FT SEC 36-107-14 LOT 10
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	CITY LANDS 107-14-36 STATE PLT
Legal Lot Number	10
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1015
Census Tract	200

Owner

826 E Center St, a residential property, is owned by an individual who bought it in May 2025.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	816 E CENTER ST, ROCHESTER, MN 55904-4656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Quit Claim Deed, Transfer · ARM LOANDEPOT.COM LLC
Mar 21, 2019	Quit Claim Deed, Transfer · ARM LOANDEPOT.COM LLC
Mar 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage PINE ISLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Mar 1, 2017 · Amount on File
Deed Document Number	20251624557
Prior Transfer Date	Mar 9, 2019
Prior Transfer Doc	00A1468868
Record Updated	Sep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 19, 2019
Property Address	826 E CENTER ST, ROCHESTER, MN 55904-4656
Document Number	00A1468773
Instrument Date	Mar 9, 2019
Instrument	A-1468773
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	826 E CENTER ST, ROCHESTER, MN 55904-4656

Mortgage

Document Number	00A1468774
Date	Mar 19, 2019
Instrument	A-1468774

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 21, 2019
Property Address	826 E CENTER ST, ROCHESTER, MN 55904-4656
Document Number	00A1468868
Instrument Date	Mar 9, 2019
Instrument	A-1468868
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	CLOSING USA LLC

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 E CENTER ST, 826, ROCHESTER, MN 55904-4656

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	826 E CENTER ST, ROCHESTER, MN 55904-4656

Mortgage

Document Number	00A1468869
Date	Mar 21, 2019
Instrument	A-1468869

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 1, 2017
Property Address	826 E CENTER ST, ROCHESTER, MN 55904-4656
Document Number	00A1418793
Instrument Date	Feb 27, 2017
Instrument	A-1418793
Transaction Type	Construction Loan
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E CENTER ST, ROCHESTER, MN 55904-4656

Mortgage

Document Number	00A1418800
Date	Mar 1, 2017
Instrument	A-1418800

Lender

Name	PINE ISLAND BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 826 E Center St was $4,104, up 63.4% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,104.00 (+63.38%)
2025	$2,512.00	$243,400 (+66.26%) Land $45,000 Building $198,400	$243,400 (+66.26%) Land $45,000 Building $198,400
2024		$146,400 Land $30,000 Building $116,400	$146,400 Land $30,000 Building $116,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 826 E Center St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 826 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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