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826 Daniel Circle Dr, Mills River, NC 28759 Property Records

Henderson County property record for 826 Daniel Circle Dr, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,184 sqft · built 2022
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$1,474,000 (Apr 2023)
Tax Bill$4,832 (2025)
Deeds & MortgagesMay 2022 Construction Loan
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9630280757

Property Details

APN / Parcel Number

Primary APN9630280757
Alternative APN
  • 10007416

Interior

Full Baths4 Baths
Stories1 Story
Building Area3,184 sqft Heated Area
1st Floor Area3,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Lot Area30,056 sqft (0.69 acres)
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area378 sqft
Deck Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10007416
Street Address826 DANIEL CIRCLE DR
CityMILLS RIVER
StateNC
Zip28759-0119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10007416~M
Legal DescriptionMILLS RIVER CROSSING SOUTH LO88 PL2021-13351
Legal SubdivisionMILLS RIVER CROSSING SOUTH
Legal Block28
Legal Lot Number757
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group2
Census Block2028
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address826 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Construction Mortgage
ANCHOR LOANS INC
Apr 28, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Deed Document Number2023996999
Deed Book / Page4038 / 149
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address826 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0119
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039180633
DateMay 26, 2022
Book Page3918/633
Instrument980397
Lender
NameANCHOR LOANS INC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateApr 28, 2023
Property Address826 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0119
Document Number0040380149
Book / Page4038 / 149
Map ReferenceSL 13973
Instrument DateApr 25, 2023
Instrument1000996999
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,948.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 DOGWOOD RD, CANDLER, NC 28715-8433

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0119

Mortgage

Document Number0040380152
DateApr 28, 2023
Book Page4038/152
Instrument1000997000
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,121,300 (-) Land $200,000 Building $921,300
2025$4,832.00
2023$1,121,300 Land $200,000 Building $921,300$1,121,300 Land $200,000 Building $921,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2009–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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