826 Crosswind Ln, Cottondale, FL 32431 Property Records

Washington County property record for 826 Crosswind Ln, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 2015
Lot Size	9.19 acres (400,752 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Jul 2020)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000022860003`

Property Details

APN / Parcel Number

Primary APN	`000022860003`
Alternative APN	`22860003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,890 sqft Heated Area
Gross Area	3,098 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	400,752 sqft (9.19 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000022860003
Street Address	826 CROSSWIND LN
City	COTTONDALE
State	FL
Zip	32431-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 4 13 9.2 ORB 1181 P 867 BG NEC OF NW4, W 589.10' TO POB, S 560', W 207.85', W 522. 43', N 563.73', E 730' TO POB &
Legal Range	13W
Legal Township	04N
Legal Section	13
Legal Block	2286
Legal Lot Number	0003
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1031
Census Tract	970104

Owner

826 Crosswind Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Washington County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	826 CROSSWIND LN, COTTONDALE, FL 32431-8837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Jan 9, 2014 · Amount on File
Deed Document Number	202067004839
Deed Book / Page	1181 / 867
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 24, 2020
Property Address	826 CROSSWIND LN, COTTONDALE, FL 32431-8837
Document Number	0067004839
Book / Page	001181 / 000867
Instrument Date	Jul 23, 2020
Instrument	67004839
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	826 CROSSWIND LN COTTONDALE FL 324318837, COTTONDALE, FL 32431-8837

Mortgage

Document Number	67004840
Date	Jul 24, 2020
Book Page	001181/000868
Instrument	67004840

Lender

Name	CENTRAL CU/FL
Type	Credit Union
Address	PENSACOLA, FL 32522

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 826 Crosswind Ln was $2,644 with a homeowner's exemption, up 4.9% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,644.00 (+4.92%) Homeowner's exemption	$231,755 (+2.9%)	$303,010 (-12.31%) Land $56,120 Building $246,890
2024	$2,520.00 (+3.7%) Homeowner's exemption	$225,224 (+3%)	$345,555 (+9.07%) Land $49,680 Building $295,875
2023	$2,430.00 (-0.82%) Homeowner's exemption	$218,664 (+3%)	$316,828 (+7.97%) Land $49,680 Building $267,148
2022	$2,450.00 Homeowner's exemption	$212,295	$293,441 Land $47,840 Building $245,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Crosswind Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Crosswind Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20