Mercer County property record for 826 Cecelia Dr, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,036 sqft · built 1998 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,900 (May 1996) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Mar 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-180300.0000 |
| Primary APN | 05-180300.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Basement Area | 1,036 sqft |
| Finished Basement | 1,036 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,600 sqft (0.197 acres) |
| Lot Dimensions | 100 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 826 CECELIA DR |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTVIEW FIRST ADD LOT#: 1395 |
| Legal Subdivision | EASTVIEW FIRST ADD |
| Legal Lot Number | 1395 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 967700 |
826 Cecelia Dr is owned and occupied by an individual who acquired it in October 2014.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 826 CECELIA DR, COLDWATER, OH 45828-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2025 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Mar 20, 2013 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE CREDIT UNION |
| Oct 14, 2014 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1996 · Amount on File |
| Deed Sale | May 14, 1996 · Amount on File |
| Last Transfer Date | Oct 10, 2014 |
| Transfer Doc | 0000004606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 826 CECELIA DR, COLDWATER, OH 45828-1534 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202500002412 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 202500002412 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jun 3, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 826 CECELIA DR, COLDWATER, OH 45828-1534 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201300001774 |
|---|---|
| Date | Mar 20, 2013 |
| Instrument | 201300001774 |
| Name | FIRST CHOICE CREDIT UNION |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 14, 2014 |
| Property Address | 826 CECELIA DR, COLDWATER, OH 45828-1534 |
| Document Number | 201400004606 |
| Map Reference | CAB1 PG177 |
| Instrument Date | Oct 10, 2014 |
| Instrument | 201400004606 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 826 CECELIA DR, COLDWATER, OH 45828-1534 |
The 2025 property tax bill for 826 Cecelia Dr was $2,196.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,196.00 | $64,400 Land $8,540 Building $55,860 | |
| 2023 | $2,157.00 (+8.17%) | $64,400 (+21.53%) Land $8,540 Building $55,860 | $184,000 Land $24,400 Building $159,600 |
| 2022 | $1,994.00 | $52,990 Land $5,600 Building $47,390 | |
| 2020 | $151,400 Land $16,000 Building $135,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 826 Cecelia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 826 Cecelia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wabash Communications.
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