826 39th St SW, Rochester, MN 55902 Property Records

Olmsted County property record for 826 39th St SW, Rochester, MN 55902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 924 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Tax Bill	$3,628 (2026)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`64.23.33.025111`

Property Details

APN / Parcel Number

Primary APN	`64.23.33.025111`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	864 sqft
Finished Basement	777 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	168 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	826 39TH ST SW
City	ROCHESTER
State	MN
Zip	55902-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-106 RANGE-014 WILLOW HILLS LOT-005 BLOCK-003 LOT 5 BLK 3
Legal Range	14
Legal Township	106
Legal Section	23
Legal Subdivision	WILLOW HILLS
Legal Block	3
Legal Lot Number	5
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3002
Census Tract	1202

Owner

826 39th St SW is owner-occupied and held in a trust since June 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 14, 2021	Intrafamily Transfer, Transfer
Jan 14, 2021	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 21, 2021
Transfer Doc	A1540040
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jul 7, 2021
Property Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Document Number	A1540042
Instrument Date	Jun 21, 2021
Instrument	A-1540042
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	826 39TH ST SW, ROCHESTER, MN 55902-1200

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jul 7, 2021
Property Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Document Number	A1540040
Instrument Date	Jun 21, 2021
Instrument	A-1540040
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	826 39TH ST SW, ROCHESTER, MN 55902-1200

Mortgage

Document Number	A1540041
Date	Jul 7, 2021
Instrument	A-1540041

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1420517
Date	Mar 14, 2017
Instrument	A-1420517

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1420516
Date	Mar 14, 2017
Instrument	A-1420516

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jan 14, 2021
Property Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Document Number	A1523459
Instrument Date	Dec 9, 2020
Instrument	A-1523459
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	826-39TH STREET SW, ROCHESTER, MN 55902-1200

January 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OLMSTED MN
Recording Date	Jan 14, 2021
Property Address	826 39TH ST SW, ROCHESTER, MN 55902-1200
Document Number	A1523458
Instrument Date	Dec 9, 2020
Instrument	A-1523458
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826-39TH STREET SW, ROCHESTER, MN 55902-1200

Tax Assessment & Valuation

The 2026 property tax bill for 826 39th St SW was $3,628 with a homeowner's exemption, up 2.7% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,628.00 (+2.72%) Homeowner's exemption
2025	$3,532.00 Homeowner's exemption	$253,800 (-4.77%) Land $55,300 Building $198,500	$275,500 (+3.38%) Land $60,000 Building $215,500
2024		$266,500 Land $60,000 Building $206,500	$266,500 Land $60,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 39th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 39th St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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