826 109th Ave N, Naples, FL 34108 Property Records

Collier County property record for 826 109th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details1,170 sqft · built 1972
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on Record
Last Sale$550,000 (Jul 2026)
Tax Bill$2,280 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN509200 3 383A28

Property Details

APN / Parcel Number

Primary APN509200 3 383A28
Alternative APNs
  • 624115600091189003383
  • 62411560009

Interior

Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address826 109TH AVE N
CityNAPLES
StateFL
Zip34108-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 1 BLK 3 LOT 38
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract509200
Legal Block3
Legal Lot Number38
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3004
Census Tract10110

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address163 CONNERS AVE, NAPLES, FL 34108-2172
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 26, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
Jan 17, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN EAGLE MTG/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleJun 20, 2014 · Amount on Record
Deed Document Number20266844935
Deed Book / Page6604 / 2534
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 1, 2026
Property Address826 109TH AVE N, NAPLES, FL 34108-1814
Document Number0006844935
Book / Page6604 / 2534
Instrument DateJun 24, 2026
Instrument20266844935
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$388,850.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address163 CONNERS AVE, NAPLES, FL 34108-2172

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address826 109TH AVE N, NAPLES, FL 34108-1814
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060293896
DateOct 21, 2021
Book Page6029/3896
Instrument6146840
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address826 109TH AVE N, NAPLES, FL 34108-1814
Document Number0056640526
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 109TH AVE N NAPLES FL 341081814, NAPLES, FL 34108-1814

Mortgage

Document Number0056640526
DateAug 19, 2019
Book Page005664/000526
Instrument5754341
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address826 109TH AVE N, NAPLES, FL 34108-1814
Document Number0055411954
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 109TH AVE N NAPLES FL 341081814, NAPLES, FL 34108-1814

Mortgage

Document Number0055411954
DateAug 9, 2018
Book Page005541/001954
Instrument5597523
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 8, 2048
Interest
Rate TypeFixed Rate
Rate4%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address826 109TH AVE N, NAPLES, FL 34108-1814
Document Number0053581105
Book / Page005358 / 001105
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyNAPLES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 109TH AVE N NAPLES FL 341081814, NAPLES, FL 34108-1814

Mortgage

Document Number0053581105
DateJan 31, 2017
Book Page005358/001105
Instrument5362181
Lender
NameAMERICAN EAGLE MTG/FL
AddressNAPLES, FL 34109
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,090 (+2.7%)$431,457 (-1.96%) Land $371,250 Building $60,207
2025$2,280.00 (+3.92%) Homeowner's exemption$249,357 (+5.99%)$440,089 (-20.71%) Land $351,000 Building $89,089
2023$2,194.00 (-1.61%) Homeowner's exemption$235,271 (+3%)$555,063 (+49.09%) Land $496,125 Building $58,938
2022$2,230.00 Homeowner's exemption$228,418$372,300 Land $295,904 Building $76,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 222 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies222 in force
Nearby Flood Claims55 (1992–2022)
Claims Outside the SFHA4 of 55
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 10 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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