Polk County property record for 8258 Howard Gap Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,792 sqft · built 2003 |
| Lot Size | 8.72 acres (379,843 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $37,000 (Jun 2001) |
| Tax Bill | $3,509 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P3-4 |
| Primary APN | P3-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,792 sqft Finished Area |
| Attic | Attic |
| Attic Area | 717 sqft |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 379,843 sqft (8.72 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28858 |
|---|---|
| Street Address | 8258 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-6763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 8.72 ACRES, P13A P13A |
| Legal Subdivision | P13A |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8258 HOWARD GAP RD, SALUDA, NC 28773-6763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2001 · Amount on Record |
| Deed Sale | Jun 4, 2001 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 272 / 1424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 8258 HOWARD GAP RD, SALUDA, NC 28773-6763 |
| Document Number | 0501000183 |
| Book / Page | 501 / 183 |
| Instrument Date | Jul 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8258 HOWARD GAP RD, SALUDA, NC 28773-6763 |
| Document Number | 0501000183, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 501/183 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,509.00 (+1.27%) | $594,650 (-) Land $85,408 Building $509,242 | $594,650 (-) Land $85,408 Building $509,242 |
| 2025 | $3,465.00 (+23.97%) | $594,650 (+47.7%) Land $85,408 Building $509,242 | $594,650 (+47.7%) Land $85,408 Building $509,242 |
| 2023 | $2,795.00 | $402,618 Land $63,920 Building $338,698 | |
| 2021 | $402,618 Land $63,920 Building $338,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures