8255 Galbraith Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 8255 Galbraith Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-020-408-080-00`

Property Details

APN / Parcel Number

Primary APN	`104-020-408-080-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8255 GALBRAITH RD
City	CHEBOYGAN
State	MI
Zip	49721-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM E 1/4 COR SEC 20, T37N,R1W; TH N 86D 6M 30S W 33.06FT TO WLY R/W GALBRAITH RD; TH S 0D 27M 30S W 1184.77FT TO POB; TH S
Legal Range	01W
Legal Township	037
Legal Section	20
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4013
Census Tract	960300

Owner

8255 Galbraith Rd is owned and occupied by an individual who acquired it in November 2004.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2004
Deed Sale	Nov 29, 2004
Prior Sale	Sep 6, 2000
Deed Book / Page	1012 / 164
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070

Mortgage

Document Number	0000001567/0000000319
Date	Oct 27, 2025
Book Page	0000001567/0000000319

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070

Mortgage

Document Number	0000001567/0000000319
Date	Oct 27, 2025
Book Page	0000001567/0000000319

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070

Mortgage

Document Number	0000001410/0000000437
Date	Apr 21, 2020
Book Page	0000001410/0000000437

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8255 GALBRAITH RD, CHEBOYGAN, MI 49721-9070
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1391/70
Date	Aug 7, 2019
Book Page	1391/70

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 8255 Galbraith Rd was $1,485 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,300	$242,600
2025	$1,485.00
2023		$97,700	$195,400
2022	$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8255 Galbraith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8255 Galbraith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Galbraith Rd

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