Howard County property record for 8251 Stone Trail Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 930 sqft · built 1982 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jan 2023) |
| Tax Bill | $6,845 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463037 |
| Primary APN | 06-463037 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 930 sqft Total Area |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463037 |
|---|---|
| Street Address | 8251 STONE TRAIL CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 48 .177 A 8251 STONE TRAIL CT MURRAY HILL |
| Legal Subdivision | MURRAY HILL |
| Legal Lot Number | 48 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8251 STONE TRAIL CT, LAUREL, MD 20723-1181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC |
| Feb 19, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on Record |
| Deed Sale | Jan 6, 2023 · Amount on Record |
| Prior Sale | May 13, 2008 · Amount on Record |
| Deed Book / Page | 21849 / 289 |
| Prior Transfer Date | Jul 28, 2005 |
| Prior Transfer Doc | 0093790089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 6, 2023 |
| Property Address | 8251 STONE TRAIL CT, LAUREL, MD 20723-1181 |
| Document Number | 0218490289 |
| Book / Page | 21849 / 289 |
| Map Reference | PL 4991-4995 |
| Instrument Date | Dec 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8251 STONE TRAIL CT, LAUREL, MD 20723-1181 |
| Document Number | 0021849297 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 21849/297 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8251 STONE TRAIL CT, LAUREL, MD 20723-1181 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FREESTATE TTL CONSULTANTS LL |
| Name | Verified Name |
|---|
| Document Number | 0196230133 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 19623/133 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 19, 2019 |
| Property Address | 8251 STONE TRAIL CT, LAUREL, MD 20723-1181 |
| Document Number | 0185560207 |
| Book / Page | 018556 / 000207 |
| Instrument Date | Feb 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8251 STONE TRAIL CT LAUREL MD 207231181, LAUREL, MD 20723-1181 |
| Document Number | 185560215 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 018556/000215 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,845.00 (+4.7%) | $439,667 (+4.73%) | $479,400 (+14.2%) Land $272,100 Building $207,300 |
| 2025 | $6,538.00 (+7.2%) | $419,800 (+16.98%) Land $222,100 Building $197,700 | $419,800 (-) Land $222,100 Building $197,700 |
| 2024 | $6,099.00 (+64.97%) | ||
| 2023 | $358,867 | $419,800 Land $222,100 Building $197,700 | |
| 2022 | $3,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures