8251 118th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 8251 118th Ave, Largo, FL 33773

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 2,051 sqft · built 2004
Lot Size0.131 acres (5,707 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Aug 2025)
Tax Bill$3,693 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-779-9677-5

Property Details

APN / Parcel Number

Primary APNC62-000-779-9677-5
Alternative APNs
  • 12-30-15-83923-000-0200
  • 301512839230000200
  • R412527

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,051 sqft Living Area
1st Floor Area2,051 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2007
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area5,707 sqft (0.131 acres)
View / LotInterior
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPatio
Deck Area63 sqft
Patio Area63 sqft

Location & Zoning

Account NumberR412527
Street Address8251 118TH AVE
CityLARGO
StateFL
Zip33773-5048
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionSOMERSET LAKES UNIT 6 LOT 20
Legal Range15E
Legal Township30S
Legal Section12
Legal SubdivisionSOMERSET LAKES UNIT 6
Legal Tract83923
Legal Lot Number20
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2020
Census Tract25011

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8251 118TH AVE, LARGO, FL 33773-5048
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALLIED MORTGAGE GROUP INC
May 24, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 27, 2019Warranty Deed, Transfer · Conventional Mortgage
GATEWAY CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2025 · Amount on Record
Deed SaleAug 6, 2025 · Amount on Record
Prior SaleAug 27, 2019 · Amount on Record
Deed Document Number2025225737
Deed Book / Page23254 / 2595
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address8251 118TH AVE, LARGO, FL 33773-5048
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8251 118TH AVE, LARGO, FL 33773-5048

Mortgage

Document Number0227210814
DateMar 1, 2024
Book Page22721/814
Instrument2024053135
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 22, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address8251 118TH AVE, LARGO, FL 33773-5048
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8251 118TH AVE, LARGO, FL 33773-5048

Mortgage

Document Number0222040957
DateSep 16, 2022
Book Page22204/957
Instrument2022280955
Lender
NameALLIED MORTGAGE GROUP INC
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address8251 118TH AVE, LARGO, FL 33773-5048
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8251 118TH AVE, LARGO, FL 33773-5048

Mortgage

Document Number0215490612
DateMay 24, 2021
Book Page21549/612
Instrument2021171911
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 14, 2031

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 27, 2019
Property Address8251 118TH AVE, LARGO, FL 33773-5048
Document Number0206701152
Book / Page20670 / 1152
Map ReferenceMB 125 PG 89-92
Instrument DateAug 14, 2019
Instrument2019274937
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyVIKING TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9860 62ND TER N, 9860, SAINT PETERSBURG, FL 33708-3575

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address825111 8TH AVENUE NORTH, LARGO, FL 33773

Mortgage

Document Number0206701154
DateAug 27, 2019
Instrument20670/1154
Lender
NameGATEWAY CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityPinellas Park City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,693.00 (+7.67%)$232,347 (+5.99%)$360,513 (+5.71%) Building $360,513
2023$3,430.00 (+3.06%) Homeowner's exemption$219,222 (+3%)$341,041 (+4.19%) Building $341,041
2022$3,328.00 Homeowner's exemption$212,837$327,337 Building $327,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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