825 Waterloo Ave, Monroe, MI 48161 Property Records

Monroe County property record for 825 Waterloo Ave, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1951
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Aug 2000)
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-19-00715-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00715-000`
Alternative APN	`55 190 071 50`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,021 sqft
Basement Area	1,021 sqft
Finished Basement	511 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Terrain	Rolling
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	137 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	825 WATERLOO AVE
City	MONROE
State	MI
Zip	48161-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SOUTH CUSTER HEIGHTS LOTS 158 AND 159
Legal Subdivision	SOUTH CUSTER HEIGHTS
Legal Lot Number	158-159
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4015
Census Tract	832300

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 WATERLOO AVE, MONROE, MI 48161-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2000 · Amount on Record
Deed Sale	Aug 16, 2000 · Amount on Record
Prior Sale	Oct 5, 1995 · Amount on Record
Last Transfer Date	Dec 18, 2013
Transfer Doc	0000030558
Record Updated	Sep 20, 2026

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Feb 13, 2018
Property Address	825 WATERLOO AVE, MONROE, MI 48161-1662
Document Number	2018R02453
Map Reference	LB5 PG46
Instrument Date	Feb 5, 2018
Instrument	2018R02453
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 WATERLOO AVE, MONROE, MI 48161-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002454
Date	Feb 13, 2018
Instrument	2018R02454

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 (+4.57%)	$215,000 (+4.57%)
2025	$2,057.00 (-17.75%) Homeowner's exemption	$102,800 (+43.78%) Land $102,800	$205,600 (+43.78%) Land $205,600
2023	$2,501.00 Homeowner's exemption	$71,500	$143,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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