825 W Overland Rd, Payson, AZ 85541 Property Records

Gila County property record for 825 W Overland Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,902 sqft · built 2006
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Oct 2023)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304-01-321V`

Property Details

APN / Parcel Number

Primary APN	`304-01-321V`
Alternative APNs	`R030354` `030354`

Interior

Stories	1 Story
Building Area	2,902 sqft Living Area
Gross Area	3,695 sqft
1st Floor Area	2,902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Asbestos
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	Deck Area
Patio Area	216 sqft
Canopy	148 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R030354
Street Address	825 W OVERLAND RD
City	PAYSON
State	AZ
Zip	85541-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E BEG SW COR LOT 223, WOODLAND MEADOWS PHASE III, PLAT 602; TH S68D3739E, 236.50; TH ALG LFT CRV, 15.26; TH ALG LFT CRV, 74.41; TH N08D1501E, 40.98; TH SE ALG LFT CRV, 30.02; TH S08D1501W, 40.0; TH SW ALG RGT CRV, 8
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	WOODLAND MEADOWS PHASE III
Legal Phase	3
Legal Lot Number	223
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1041
Census Tract	301

Owner

825 W Overland Rd is owned by two individuals who bought it in October 2023.

Source: Gila County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 E CONSTANCE WAY, PHOENIX, AZ 85042-6661
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2018	Joint Tenancy Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Aug 9, 2021 · Amount on File
Deed Document Number	20238831
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0000008053
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259

Mortgage

Document Number	0000010597
Date	Dec 4, 2025
Instrument	2025-010597

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 12, 2023
Property Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259
Document Number	0000008831
Instrument Date	Oct 3, 2023
Instrument	2023-008831
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	727 E CONSTANCE WAY, PHOENIX, AZ 85042-6661

Mortgage

Document Number	0000008832
Date	Oct 12, 2023
Instrument	2023-008832

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 9, 2021
Property Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259
Document Number	0000011121
Instrument Date	Aug 6, 2021
Instrument	2021-011121
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259

Mortgage

Document Number	0000011122
Date	Aug 9, 2021
Instrument	2021-011122

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2018: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GILA AZ
Recording Date	Jul 30, 2018
Property Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259
Document Number	0000008053
Instrument Date	Jul 2, 2018
Instrument	2018-008053
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 W OVERLAND RD, 825, PAYSON, AZ 85541-4259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W OVERLAND RD, PAYSON, AZ 85541-4259

Mortgage

Document Number	0000008054
Date	Jul 30, 2018
Instrument	2018-008054

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 825 W Overland Rd was $3,758.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,386 Land $9,776 Building $64,610	$743,852 Land $97,757 Building $646,095
2025	$3,758.00
2024		$78,630 (+146.24%) Land $8,348 Building $70,282	$786,309 Land $83,485 Building $702,824
2023	$3,489.00 (-3.03%)	$31,932 Land $6,384 Building $25,548
2022	$3,598.00		$319,316 Land $63,841 Building $255,475

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 825 W Overland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 W Overland Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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