825 W Cactus Dr, Yuma, AZ 85364 Property Records

Yuma County property record for 825 W Cactus Dr, Yuma, AZ 85364

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 972 sqft · built 1954
Lot Size	0.181 acres (7,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2022)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`695-25-057`

Property Details

APN / Parcel Number

Primary APN	`695-25-057`
Alternative APNs	`R0013890` `10528057`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,182 sqft
1st Floor Area	972 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,890 sqft (0.181 acres)
View / Lot	Interior
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab
Porch Area	200 sqft
Storage Building	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0013890
Street Address	825 W CACTUS DR
City	YUMA
State	AZ
Zip	85364-7932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: PALMCROFT EST 2 AMEND BLOCK: 12 LOT: 3 SECTION: 04 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	04
Legal Subdivision	PALMCROFT EST 2 AMEND
Legal Block	12
Legal Lot Number	3
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1030
Census Tract	1003

Owner

Source: Yuma County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 W CACTUS DR, YUMA, AZ 85364-7932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2021	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jan 22, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 27, 2019	Deed in Lieu of Foreclosure, Foreclosure DENVER DIL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	2022156
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000016542
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jan 3, 2022
Property Address	825 W CACTUS DR, YUMA, AZ 85364-7932
Document Number	0000000156
Map Reference	MB 2 PG 104
Instrument Date	Nov 10, 2021
Instrument	2022-00156
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	825 W CACTUS DR, YUMA, AZ 85364-7932

Mortgage

Document Number	0000000158
Date	Jan 3, 2022
Instrument	2022-00158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jul 6, 2021
Property Address	825 W CACTUS DR, YUMA, AZ 85364-7932
Document Number	0000025687
Map Reference	MB 2 PG 104
Instrument Date	May 25, 2021
Instrument	2021-25687
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 W CACTUS DR, 825, YUMA, AZ 85364-7932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 IVORY LN, TURLOCK, CA 95382-7430

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jan 22, 2020
Property Address	825 W CACTUS DR, YUMA, AZ 85364-7932
Document Number	0000001765
Map Reference	MB 3 PG 125
Instrument Date	Jan 16, 2020
Instrument	2020-01765
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 14221, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 W CACTUS DR, YUMA, AZ 85364-7932

Mortgage

Document Number	0000001766
Date	Jan 22, 2020
Instrument	2020-01766

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	YUMA AZ
Recording Date	Jun 27, 2019
Property Address	825 W CACTUS DR, YUMA, AZ 85364-7932
Document Number	0000016542
Instrument Date	Jun 19, 2019
Instrument	16542
Transaction Type	Foreclosure
Record Updated	Jul 12, 2019
Title Company	DENVER DIL TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,906 (+15.77%) Land $4,363 Building $4,543	$159,216 (+42.79%) Land $78,000 Building $81,216
2025	$1,013.00 (+5.3%)
2023	$962.00	$7,693 Land $1,932 Building $5,761	$111,504 Land $28,000 Building $83,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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