825 W 15th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 825 W 15th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 990 sqft · built 2002
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Mar 2002)
Tax Bill	$756 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133406-0070`

Property Details

APN / Parcel Number

Primary APN	`133406-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Porch	Finished Screened Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	825 W 15TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-77 CLARK ADDN S80FT OF LOT 7 & ALL OF LOT 18 BLK 116 OR1725/1474
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	AUGUSTINE WESTERN SUBURB SUBDIVISION
Legal Block	116
Legal Lot Number	7,18
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1033
Census Tract	21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 W 15TH ST, SAINT AUGUSTINE, FL 32084-0761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2002 · Amount on Record
Deed Sale	Mar 4, 2002 · Amount on Record
Deed Document Number	200212824
Deed Book / Page	1725 / 1474
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	825 W 15TH ST, SAINT AUGUSTINE, FL 32084-0761
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 W 15TH ST, SAINT AUGUSTINE, FL 32084-0761

Mortgage

Document Number	0055921212
Date	Jul 7, 2022
Book Page	5592/1212
Instrument	2022066539

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	986 Months
Due	Sep 29, 2104

Interest

Rate Type	Adjustable Rate
Rate	5.36%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,160 (+2.7%)	$174,773 (-4.43%) Land $50,000 Building $124,773
2025	$756.00 (+2%) Homeowner's exemption	$63,447 (+5.99%)	$182,874 (+3.36%) Land $50,000 Building $132,874
2024	$630.00 (+0.64%)
2023	$626.00 (+4.16%) Homeowner's exemption	$59,863 (+3%)	$176,929 (+13.94%) Land $47,000 Building $129,929
2022	$601.00 Homeowner's exemption	$58,119	$155,288 Land $26,900 Building $128,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20