825 Townsend Cres W, Algonac, MI 48001 Property Records

St. Clair County property record for 825 Townsend Cres W, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,068 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Feb 2016)
Tax Bill	$3,437 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-121-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-121-0005-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	155 ft deep x 69.8 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74011210005000
Street Address	825 TOWNSEND CRES W
City	ALGONAC
State	MI
Zip	48001-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 9 & THAT PART LOT 10 LYING SW OF A LINE BEG S 34D 5M 17S W 50' FROM ITS N COR, TH S 56D 21M 15S E 122.25' & S 31D 17M 50S
Legal Subdivision	BROADMOOR SUBDIVISION
Legal Lot Number	9-10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4017
Census Tract	649000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 TOWNSEND CRES W, ALGONAC, MI 48001-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2016 · Amount on Record
Deed Sale	Feb 4, 2016 · Amount on Record
Deed Document Number	2016002567
Deed Book / Page	4680 / 64
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	825 TOWNSEND CRES W, ALGONAC, MI 48001-1621
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 TOWNSEND CRES W, ALGONAC, MI 48001-1621

Mortgage

Document Number	5369661
Date	May 24, 2021
Book Page	5369/661
Instrument	2021015469

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,100 (+13.12%)
2024	$3,437.00 (+12.14%)		$286,200 (+13.12%)
2023		$126,500
2022	$3,065.00		$253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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