825 Texas St, West Plains, MO 65775 Property Records

Howell County property record for 825 Texas St, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,191 sqft · built 1958
Lot Size	0.279 acres (12,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,100 (Nov 2021)
Tax Bill	$753 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-4.0-20-001-010-001.00000`

Property Details

APN / Parcel Number

Primary APN	`15-4.0-20-001-010-001.00000`

Interior

Building Area	1,191 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,169 sqft (0.279 acres)
Lot Dimensions	143 ft deep x 85 ft wide

Location & Zoning

Street Address	825 TEXAS ST
City	WEST PLAINS
State	MO
Zip	65775-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 35.1 OF LT 26 & ALL LT 27
Legal Range	08W
Legal Township	24N
Legal Section	20
Legal Subdivision	CHAMBER OF COMMERCE ADD 83
Legal Block	28
Legal Lot Number	26,27
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3006
Census Tract	90801

Owner

Source: Howell County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20216177
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	02021R6177
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156

Mortgage

Document Number	02025R3082
Date	Aug 4, 2025
Instrument	2025R3082

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2035

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWELL MO
Recording Date	Nov 2, 2021
Property Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156
Document Number	02021R6177
Instrument Date	Oct 15, 2021
Instrument	2021R6177
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156

Mortgage

Document Number	02021R6178
Date	Nov 2, 2021
Instrument	2021R6178

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Oct 2, 2018
Property Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156
Document Number	02018R4145
Instrument Date	Sep 28, 2018
Instrument	2018R4145
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 TEXAS ST, WEST PLAINS, MO 65775-2156

Mortgage

Document Number	02018R4146
Date	Oct 2, 2018
Instrument	2018R4146

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,590 (-) Land $1,450 Building $15,140	$87,320 (-) Land $7,620 Building $79,700
2025	$753.00 (+9.61%)	$16,590 (+12.02%) Land $1,450 Building $15,140	$87,320 (+12.01%) Land $7,620 Building $79,700
2024	$687.00
2023		$14,810	$77,960 Land $6,800 Building $71,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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