825 Stone Mill Cir, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 825 Stone Mill Cir, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	3,898 sqft · built 2017
Lot Size	0.285 acres (12,426 sqft)
Owner	2 Company Names on Record
Last Sale	$725,000 (Nov 2023)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068A-E-035.00-000`

Property Details

APN / Parcel Number

Primary APN	`068A-E-035.00-000`
Alternative APNs	`068A E 03500` `R0110791`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Building Area	3,898 sqft Living Area
1st Floor Area	4,559 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	12,426 sqft (0.285 acres)
Lot Dimensions	141 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	629 sqft
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0110791
Street Address	825 STONE MILL CIR
City	MURFREESBORO
State	TN
Zip	37130-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE RESERVE SEC 7 PH 1
Legal Block	1
Legal Lot Number	146
Jurisdiction	RUTHERFORD TN
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	41104

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Feb 3, 2020	Quit Claim Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L
Dec 20, 2019	Warranty Deed, Transfer · Conventional with PMI WILSON BK&TR
Sep 28, 2017	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	20232522522
Deed Book / Page	2393 / 3199
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	18633218
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 20, 2023
Property Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496
Document Number	0023933199
Book / Page	2393 / 3199
Map Reference	MB 38 PG 300
Instrument Date	Nov 17, 2023
Instrument	2522522
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ADVANCE TITLE/MURFREESBORO INC, ADVANCE TTL OF MURFREESBORO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496

Mortgage

Document Number	0002522523
Date	Nov 20, 2023
Instrument	2522523

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.4%
Margin	3
Max Rate	12.4%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496

Mortgage

Document Number	0022822647
Date	Sep 16, 2022
Book Page	2282/2647
Instrument	2463391

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	MURFREESBORO, TN 37133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 3, 2020
Property Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496
Document Number	RB18633218
Book / Page	001863 / 003218
Instrument Date	Jan 31, 2020
Instrument	2255365
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 STONE MILL CIR MURFREESBORO TN 371301496, MURFREESBORO, TN 37130-1496

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 20, 2019
Property Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496
Document Number	RB18483706
Book / Page	001848 / 003706
Instrument Date	Dec 19, 2019
Instrument	2247483
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 STONE MILL CIR MURFREESBORO TN 371301496, MURFREESBORO, TN 37130-1496

Mortgage

Document Number	RB18483709
Date	Dec 20, 2019
Book Page	001848/003709
Instrument	2247484

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 28, 2017
Property Address	825 STONE MILL CIR, MURFREESBORO, TN 37130-1496
Document Number	RB16113654
Book / Page	001611 / 003654
Instrument Date	Sep 25, 2017
Instrument	2108659
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 STONE MILL CIR MURFREESBORO TN 371301496, MURFREESBORO, TN 37130-1496

Mortgage

Document Number	RB16113657
Date	Sep 28, 2017
Book Page	001611/003657
Instrument	2108660

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,675 (+23.93%) Land $45,000 Building $148,675	$774,700 (+23.93%) Land $180,000 Building $594,700
2025	$4,421.00	$156,275 (-) Land $22,500 Building $133,775
2023	$4,421.00	$156,275 Land $22,500 Building $133,775	$625,100 (-) Land $90,000 Building $535,100
2022			$625,100 Land $90,000 Building $535,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

825 Stone Mill Cir, Murfreesboro, TN 37130 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stone Mill Cir

Nearby Streets

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