825 Shadowmoss Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 825 Shadowmoss Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,860 sqft · built 2004
Lot Size0.229 acres (9,979 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Mar 2019)
Tax Bill$6,399 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-22-27-9191-02-340

Property Details

APN / Parcel Number

Primary APN36-22-27-9191-02-340
Alternative APNs
  • 272236919102340
  • 130558
  • 131345
  • 132857

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,860 sqft Living Area
Gross Area3,872 sqft
1st Floor Area2,544 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,979 sqft (0.229 acres)
Garage TypeAttached
Garage Area654 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address825 SHADOWMOSS DR
CityWINTER GARDEN
StateFL
Zip34787-5257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWESTFIELD III- PHASE B 53/95 LOT 34 BLK B
Legal Range27E
Legal Township22S
Legal Section36
Legal SubdivisionWESTFIELD 3 PH B
Legal PhaseB
Legal Tract9191
Legal BlockB
Legal Lot Number34
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract17118

Owner

825 Shadowmoss Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address825 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 11, 2019Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2019 · Amount on File
Deed SaleMar 11, 2019 · Amount on File
Prior SaleDec 15, 2008 · Amount on File
Deed Document Number2019143504
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address825 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257

Mortgage

Document Number20210278250
DateMay 7, 2021
Instrument20210278250
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 11, 2019
Property Address825 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
Document Number0000143504
Instrument DateMar 8, 2019
Instrument143504
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyCENTRAL FL TITLE ORLANDO LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address825 SHADOWMOSS DR WINTER GARDEN FL 347875257, WINTER GARDEN, FL 34787-5257

Mortgage

Document Number143507
DateMar 11, 2019
Instrument143507
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueMar 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 825 Shadowmoss Dr was $6,399, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,961 (+2.7%)$645,660 (-1.44%) Land $125,000 Building $520,660
2025$6,399.00 (+5.25%) Homeowner's exemption$433,263$655,090 Land $125,000 Building $530,090
2024$6,080.00 (+3.61%)
2023$5,868.00 (+2.95%) Homeowner's exemption$408,788 (+3%)$581,929 (+16.76%) Land $125,000 Building $456,929
2022$5,700.00 Homeowner's exemption$396,882$498,386 Land $110,000 Building $388,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Shadowmoss Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Shadowmoss Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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