825 Saiga Dr, Severance (Windsor), CO 80550 Property Records

Weld County property record for 825 Saiga Dr, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,580 sqft · built 2020
Lot Size	0.294 acres (12,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,000 (Jan 2025)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8070-31-0-90-01`

Property Details

APN / Parcel Number

Primary APN	`8070-31-0-90-01`
Alternative APNs	`0807-03-1-09-001` `R8960990`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,983 sqft
Basement Area	986 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,797 sqft (0.294 acres)
Garage Type	Attached
Garage Area	608 sqft

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Patio Area	139 sqft
Balcony Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8960990
Street Address	825 SAIGA DR
City	SEVERANCE
State	CO
Zip	80550-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 9 HUNTERS CROSSING FG NO. 1
Legal Subdivision	HUNTERS CROSSING FG NO. 1
Legal Block	9
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2108
Census Tract	2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 SAIGA DR, SEVERANCE, CO 80550-3808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jul 30, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Nov 30, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Aug 5, 2020	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	20255008869
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	825 SAIGA DR, SEVERANCE, CO 80550-3808
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004800139
Date	Feb 7, 2022
Instrument	4800139

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jul 30, 2024
Property Address	825 SAIGA DR, SEVERANCE, CO 80550-3808
Document Number	0004973827
Instrument Date	Jul 23, 2024
Instrument	4973827
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$49.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 SAIGA DR, SEVERANCE, CO 80550-3808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Nov 30, 2020
Property Address	825 SAIGA DR, SEVERANCE, CO 80550-3808
Document Number	0004655216
Instrument Date	Nov 25, 2020
Instrument	4655216
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	825 SAIGA DR, SEVERANCE, CO 80550-3808

Mortgage

Document Number	0004655217
Date	Nov 30, 2020
Instrument	4655217

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0004655218
Date	Nov 30, 2020
Instrument	4655218

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	825 SAIGA DR, SEVERANCE, CO 80550-3808
Document Number	0004617310
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7251 W 20TH ST #L200 GREELEY CO 806344626, L200, GREELEY, CO 80634-4626
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,850 (-2.09%) Land $6,240 Building $25,610	$520,388 (-) Land $102,000 Building $418,388
2025	$5,743.00 (-0.52%)	$32,530 (-9.16%) Land $6,380 Building $26,150	$520,388 (-1.68%) Land $102,000 Building $418,388
2024	$5,773.00 (+10.72%)
2023	$5,214.00	$35,810 Land $6,430 Building $29,380	$529,269 Land $95,000 Building $434,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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