825 S Willow Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 825 S Willow Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 1949
Lot Size	0.167 acres (7,261 sqft)
Owner	Individual Name on File
Last Sale	$258,500 (Jun 2026)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jun 2026 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-152-038-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-152-038-000`
Alternative APN	`43422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,038 sqft Finished Area
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft
Finished Basement	684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,261 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	43422
Street Address	825 S WILLOW AVE
City	SIOUX FALLS
State	SD
Zip	57104-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 11` TR 1 & ALL 6 BLOCK 6 PROSPECT HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PROSPECT HILL ADDN
Legal Tract	1
Legal Block	6
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2007
Census Tract	10600

Owner

825 S Willow Ave is owned and occupied by an individual who bought it in June 2026.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Jun 4, 2026	Warranty Deed, Transfer FIRST PREMIER BANK
Apr 19, 2021	Intrafamily Transfer, Transfer
Apr 2, 2021	Intrafamily Transfer, Transfer
Oct 26, 2020	Warranty Deed, Transfer
Apr 6, 2020	Intrafamily Transfer, Transfer
Jan 31, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2019	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Apr 8, 2019	Transfer on Death Deed, Transfer
Aug 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	2026160385
Prior Transfer Date	Apr 2, 2020
Prior Transfer Doc	595DEED/257
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1987/102
Date	Jul 26, 2024
Book Page	MTG 1987/102

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 11, SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 4, 2026
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	0000160385
Book / Page	638-D / 854
Instrument Date	Jun 1, 2026
Instrument	2026160385
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,108.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542

Mortgage

Document Number	0000160386,
Date	Jun 4, 2026
Book Page	2017-M/234
Instrument	2026160386

Lender

Name	FIRST PREMIER BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000160387,
Date	Jun 4, 2026
Book Page	2017-M/235
Instrument	2026160387

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 19, 2021
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	604DEED/112
Book / Page	604 DEED / 112
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2421 E STANTON DR, SIOUX FALLS, SD 57103-4708

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 2, 2021
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	603DEED/797
Book / Page	603 DEED / 797
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27813 SD HIGHWAY 44, LENNOX, SD 57039-5345

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 26, 2020
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	599DEED/880
Book / Page	599 DEED / 880
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	332 E ASPEN CIR, SIOUX FALLS, SD 57105-6934

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 6, 2020
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	595DEED/257
Book / Page	595 DEED / 257
Instrument Date	Apr 2, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	609 S LEWIS DR, BRANDON, SD 57005-1158

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 31, 2020
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	594DEED/0325
Book / Page	594 DEED / 0325
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26112 CANARY DR, SIOUX FALLS, SD 57107-6025

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 22, 2019
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	590DEED/0419
Book / Page	590 DEED / 0419
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542

Mortgage

Document Number	1863MTG0188
Date	Jul 22, 2019
Instrument	1863 MTG/0188

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 8, 2019
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	001TD/0426
Book / Page	1 TD / 0426
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 S WILLOW AVE, SIOUX FALLS, SD 57105-2534

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 18, 2021
Property Address	825 S WILLOW AVE, SIOUX FALLS, SD 57104-4542
Document Number	607DEED/367
Book / Page	607 DEED / 367
Instrument Date	Aug 17, 2015
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 E SCHAVE ST, SIOUX FALLS, SD 57110-4406

Tax Assessment & Valuation

The 2025 property tax bill for 825 S Willow Ave was $3,691.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,382 (-1.1%) Land $31,549 Building $239,833	$271,382 Land $31,549 Building $239,833
2025	$3,691.00	$274,400 (+15%) Land $31,900 Building $242,500
2024	$3,691.00	$238,600 Land $31,900 Building $206,700
2022	$3,339.00	$223,600 Land $33,100 Building $190,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 S Willow Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1997)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds
Claims by Event	Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 S Willow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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