825 Ray Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 825 Ray Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,994 sqft · built 1958
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (May 2022)
Tax Bill	$10,310 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00901-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`49-00901-0000-00018`
Alternative APNs	`4900058000000013` `490090100018`

Interior

Stories	1 Story
Building Area	1,994 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900058000000013
Street Address	825 RAY AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L14 50X100 2.0L
Legal Subdivision	MORSEMERE MAP #7
Legal Block	901
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	4
Census Block	4000
Census Tract	45102

Owner

825 Ray Ave is owned and occupied by an individual who bought it in May 2022.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	825 RAY AVE, RIDGEFIELD, NJ 07657-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Deed Document Number	202251505
Deed Book / Page	4683 / 1967
Prior Transfer Date	Dec 23, 2012
Prior Transfer Doc	0012931606
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 16, 2022
Property Address	825 RAY AVE, RIDGEFIELD, NJ 07657-1224
Document Number	0046831967
Book / Page	4683 / 1967
Instrument Date	Mar 31, 2022
Instrument	2022051505
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 CRESCENT AVE, 315, WYCKOFF, NJ 07481-2843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 RAY AVE, RIDGEFIELD, NJ 07657-1224

Mortgage

Document Number	2022051506
Date	May 16, 2022
Instrument	2022051506

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 825 Ray Ave was $10,310, up 2.4% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,900 (+1.2%) Land $310,000 Building $305,900	$615,900 (+1.2%) Land $310,000 Building $305,900
2025	$10,310.00 (+2.41%)	$608,600 Land $305,000 Building $303,600	$608,600 Land $305,000 Building $303,600
2024	$10,067.00
2023		$544,200 Land $290,000 Building $254,200	$544,200 Land $290,000 Building $254,200
2022	$9,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Ray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Ray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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