825 Pine St, Winter Garden, FL 34787 Property Records

Orange County property record for 825 Pine St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.25 ba · 1,008 sqft · built 1952
Lot Size	0.088 acres (3,844 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jul 2023)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-27-5584-03-160`

Property Details

APN / Parcel Number

Primary APN	`24-22-27-5584-03-160`
Alternative APNs	`272224558403160` `120835` `121617` `122993`

Interior

Bedrooms	6 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	504 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,844 sqft (0.088 acres)
Lot Width	45 ft Width

Exterior Amenities

Porch	Porch
Porch Area	278 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	825 PINE ST
City	WINTER GARDEN
State	FL
Zip	34787-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MERCHANTS SUB Q/101 LOT 16 BLK C
Legal Range	27E
Legal Township	22S
Legal Section	24
Legal Subdivision	MERCHANTS SUB
Legal Tract	5584
Legal Block	C
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2036
Census Tract	17402

Owner

825 Pine St is owned and occupied by an individual who bought it in July 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	825 PINE ST, WINTER GARDEN, FL 34787-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	2023395376
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	0000659292
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 14, 2023
Property Address	825 PINE ST, WINTER GARDEN, FL 34787-3748
Document Number	0000395376
Map Reference	MB Q PG 101
Instrument Date	Jul 12, 2023
Instrument	20230395376
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 N LAKEVIEW AVENUE, OCOEE, FL 34761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 PINE ST, WINTER GARDEN, FL 34787-3748

Mortgage

Document Number	0000395377
Date	Jul 14, 2023
Instrument	20230395377

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2020
Property Address	825 PINE ST, WINTER GARDEN, FL 34787-3748
Document Number	0000386649
Instrument Date	Jul 15, 2020
Instrument	386649
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13750 W COLONIAL DR #350-145 WINTER GARDEN FL 347874204, 350-14, WINTER GARDEN, FL 34787-4204

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 24, 2019
Property Address	825 PINE ST, WINTER GARDEN, FL 34787-3748
Document Number	0000385681
Instrument Date	Jun 24, 2019
Instrument	385681
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 771268 WINTER GARDEN FL 347771268, WINTER GARDEN, FL 34777-1268

Tax Assessment & Valuation

The 2025 property tax bill for 825 Pine St was $2,355, down 13.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,712 (-1.01%) Land $40,362 Building $95,350	$135,712 (-1.01%) Land $40,362 Building $95,350
2025	$2,355.00 (-13.89%)	$137,102 Land $40,362 Building $96,740	$137,102 Land $40,362 Building $96,740
2024	$2,735.00 (+72.66%)
2023	$1,584.00 (+26.01%)	$64,964 (+22.73%) Land $38,440 Building $26,524	$64,964 (+22.73%) Land $38,440 Building $26,524
2022	$1,257.00	$52,931 Land $26,908 Building $26,023	$52,931 Land $26,908 Building $26,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 825 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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