Okaloosa County property record for 825 Otto Loop, Crestview, FL 32539 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,435 sqft Living Area |
| Garage | Attached, 399 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $311,000 (2023) |
| Primary APN | C56-001-166-6366-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 1,938 sqft Gross Area |
| 1st Floor | 1,435 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Wood Roof |
| Garage Type | Attached Garage |
| Garage Area | 399 sqft Garage |
| Patio Area | 88 sqft Patio |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 825 OTTO LOOP |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHOAL RIVER LANDING PHASE 2B LOT 83 |
| Legal Subdivision | SHOAL RIVER LANDING |
| Legal Lot Number | 83 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | CRESTVIEW |
| Census Blockgroup | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
Source: Okaloosa County records · APN C56-001-166-6366-7
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 OTTO LOOP, CRESTVIEW, FL 32539-6771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 02, 2023 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Deed Doc Number | 20233627279 |
| Deed Book / Page | 3677 / 3500 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 825 OTTO LOOP, CRESTVIEW, FL 32539-6771 |
| Document Number | 0003828564 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20263828564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0003828564, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20263828564 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 02, 2023 |
| Property Address | 825 OTTO LOOP, CRESTVIEW, FL 32539-6771 |
| Document Number | 0036773500 |
| Book / Page | 3677 / 3500 |
| Map Reference | MB 30 PG 60-63 |
| Instrument Date | May 26, 2023 |
| Instrument | 3627279 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 825 OTTO LOOP, CRESTVIEW, FL 32539-6771 |
| Document Number | 0036773501 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 3677/3501 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,101 Land $47,235 Building $175,866 | $223,101 Land $47,235 Building $175,866 | |
| 2024 | $3,793.00 |
825 Otto Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 67th percentile of exposed land nationally · 44th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 625 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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