San Joaquin County property record for 825 Oak Terrace Ct, Ripon, CA 95366 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,417 sqft · built 2002 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $925,000 (Mar 2024) |
| Tax Bill | $8,906 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 261-500-020-000 |
| Primary APN | 261-500-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,417 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 261-500-02 |
|---|---|
| Street Address | 825 OAK TERRACE CT |
| City | RIPON |
| State | CA |
| Zip | 95366-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Subdivision | OAK TERRACE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-500-020-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 19, 2024 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 17, 2023 | Intrafamily Transfer, Transfer |
| Sep 19, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2018 · Amount on Record |
| Deed Document Number | 202422689 |
| Prior Transfer Date | Feb 14, 2023 |
| Prior Transfer Doc | 0000012340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Document Number | 0000021173 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026-021173 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 19, 2024 |
| Property Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Document Number | 0000022689 |
| Map Reference | VOL 34 PG 79 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 2024-022689 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2024 |
| Title Company | CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Document Number | 0000022690 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024-022690 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 17, 2023 |
| Property Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Document Number | 0000012340 |
| Map Reference | VOL 34 PG 79 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023-012340 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6385 LAMPPOST CIR SE, GRAND RAPIDS, MI 49546-9113 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 19, 2018 |
| Property Address | 825 OAK TERRACE CT, RIPON, CA 95366-9576 |
| Document Number | 0000104072 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 104072 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $797.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 825 OAK TERRACE CT RIPON CA 953669576, RIPON, CA 95366-9576 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,906.00 (+4.71%) | $824,922 (+4.04%) Land $199,118 Building $625,804 | |
| 2023 | $8,505.00 (+1.65%) Homeowner's exemption | $792,891 Land $191,387 Building $601,504 | $960,750 |
| 2022 | $8,367.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770050033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 61% of the US · above 36% of California |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 461 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Ayera Technologies | Fixed Wireless | 1,000 / 500 |
| ezWave | Fixed Wireless (unlicensed) | 1,000 / 200 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 400 / 80 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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