Clark County property record for 825 Oak St, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,271 sqft · built 1915 |
| Lot Size | 0.088 acres (3,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,000 (Jun 2025) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00028-309-030 |
| Primary APN | 340-07-00028-309-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,271 sqft Living Area |
| 1st Floor Area | 731 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Lot Area | 3,820 sqft (0.088 acres) |
| Lot Dimensions | 98 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 825 OAK ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-3151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSON & SCOTT N PR 3272 |
| Legal Subdivision | JOHNSON & SCOTT |
| Legal Block | 309 |
| Legal Lot Number | 30 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 1300 |
825 Oak St is owned and occupied by two individuals who acquired it in November 2025.
Source: Clark County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 OAK ST, SPRINGFIELD, OH 45505-3151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Intrafamily Transfer, Transfer |
| Jun 24, 2021 | Survivorship Deed, Transfer |
| Jul 6, 2017 | Deed with Mortgage, Transfer · Conventional with PMI PAUL L & STEPHANIE L SMITH |
| Nov 21, 2016 | Deed of Trust, Mortgage · Line of Credit HOME CTY FSB/SPRINGFIELD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Prior Sale | Jun 24, 2021 · Amount on File |
| Deed Document Number | 20257463 |
| Deed Book / Page | 2253 / 2966 |
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0000015492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Nov 25, 2025 |
| Property Address | 825 OAK ST, SPRINGFIELD, OH 45505-3151 |
| Document Number | 0000015492 |
| Book / Page | 2260 / 5808 |
| Map Reference | VOL 4 PG 100 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 202500015492 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 825 OAK ST, SPRINGFIELD, OH 45505-3151 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Jun 24, 2021 |
| Property Address | 825 OAK ST, SPRINGFIELD, OH 45505-3151 |
| Document Number | 0000010953 |
| Book / Page | 2193 / 1121 |
| Map Reference | VOL 4 PG 100 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 202100010953 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2841 US ROUTE 68 N, YELLOW SPRINGS, OH 45387-9744 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Jul 6, 2017 |
| Property Address | 825 OAK ST, SPRINGFIELD, OH 45505-3151 |
| Book / Page | 002120 / 002217 |
| Instrument Date | Mar 12, 2017 |
| Instrument | 9443 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 825 OAK ST SPRINGFIELD OH 455053151, SPRINGFIELD, OH 45505-3151 |
| Document Number | 0000009443 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 002120/002217 |
| Instrument | 9443 |
| Name | PAUL L & STEPHANIE L SMITH |
|---|---|
| Address | 467 ABERFELDA DR, SPRINGFIELD, OH 45504-3982 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 5, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 825 OAK ST, SPRINGFIELD, OH 45505-3151 |
| Document Number | 0000000263 |
| Book / Page | 002105 / 001377 |
| Instrument Date | Nov 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 825 OAK ST SPRINGFIELD OH 455053151, SPRINGFIELD, OH 45505-3151 |
| Document Number | 0000000263 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 002105/001377 |
| Instrument | 263 |
| Name | HOME CTY FSB/SPRINGFIELD |
|---|---|
| Type | Federal Savings Bank |
| Address | SPRINGFIELD, OH 45503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 5, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 825 Oak St was $1,854, up 69.8% from the year before.
Source: Clark County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 (+69.78%) | $21,110 (+50.46%) Land $2,360 Building $18,750 | $60,290 (+50.39%) Land $6,730 Building $53,560 |
| 2024 | $1,092.00 | $14,030 (-) Land $1,850 Building $12,180 | $40,090 Land $5,290 Building $34,800 |
| 2023 | $14,030 Land $1,850 Building $12,180 | ||
| 2022 | $709.00 | $40,090 Land $5,290 Building $34,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 825 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 825 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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