825 N Webster St, Red Cloud, NE 68970 Property Records

Webster County property record for 825 N Webster St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,818 sqft · built 1890
Lot Size	0.233 acres (10,136 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Aug 2026)
Tax Bill	$626 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000125500`

Property Details

APN / Parcel Number

Primary APN	`000125500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	10,136 sqft (0.233 acres)
Lot Dimensions	142 ft deep x 72.5 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Shed	1 Shed
Shed Area	90 sqft
Lean-To	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	825 N WEBSTER ST
City	RED CLOUD
State	NE
Zip	68970-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SOUTH 12'6 LOT 6 & ALL LOTS 7-9 BLOCK 9 LESS R.O.W SMITH & MOORE'S ADDITION RED CLOUD
Legal Range	11
Legal Township	02
Legal Section	00
Legal Subdivision	SMITH & MOORE'S ADD
Legal Block	9
Legal Lot Number	6,7-9
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2032
Census Tract	965100

Owner

825 N Webster St is owned and occupied by an individual who bought it in August 2026.

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
May 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage GUIDE ROCK STATE BANK
Jan 8, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Oct 9, 2025	Warranty Deed, Transfer
Mar 14, 2024	Warranty Deed, Transfer SOUTHERN GULF TITLE LLC, SOUTHERN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Jan 8, 2026 · Amount on File
Deed Book / Page	2026 / 2216
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Aug 18, 2026
Property Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125
Document Number	2026002216
Book / Page	2026 / 2216
Instrument Date	Aug 13, 2026
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,196.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125

Mortgage

Document Number	2026002217,
Date	Aug 18, 2026
Book Page	2026/2217

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/1120
Date	May 28, 2014
Book Page	2014/1120

Lender

Name	GUIDE ROCK STATE BANK
Address	GUIDE ROCK, NE 68942

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 23, 2014

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Jan 8, 2026
Property Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125
Document Number	0002026/81
Book / Page	2026 / 81
Instrument Date	Dec 17, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202683
Date	Jan 8, 2026
Instrument	2026/83

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0002026/98
Date	Jan 8, 2026
Book Page	2026/98

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Oct 9, 2025
Property Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125
Document Number	02025/2273
Book / Page	2025 / 2273
Instrument Date	Sep 2, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Mar 14, 2024
Property Address	825 N WEBSTER ST, RED CLOUD, NE 68970-2125
Document Number	002024/396
Book / Page	2024 / 396
Instrument Date	Mar 14, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SOUTHERN GULF TITLE LLC, SOUTHERN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$168.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 825 N Webster St was $626, up 4.5% from the year before.

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,850 (+25.12%) Land $1,875 Building $66,975	$68,850 (+25.12%) Land $1,875 Building $66,975
2025	$626.00 (+4.51%)	$55,025 (-0.94%) Land $1,875 Building $53,150	$55,025 (-0.94%) Land $1,875 Building $53,150
2024	$599.00 (-24.46%)	$55,545 (+4.57%) Land $1,585 Building $53,960	$55,545 (+4.57%) Land $1,585 Building $53,960
2023	$793.00	$53,120 Land $1,585 Building $51,535	$53,120 Land $1,585 Building $51,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 N Webster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 N Webster St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Viaero Wireless.

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