825 N Locust St, Buffalo, MO 65622 Property Records

Dallas County property record for 825 N Locust St, Buffalo, MO 65622

Property Summary

Property TypeSingle Family Home
Details1 ba · 870 sqft · built 1930
Lot Size0.569 acres (24,829 sqft)
OwnerCompany Name on File
Tax Bill$447 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2012 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-6.0-23-003-011-021.000

Property Details

APN / Parcel Number

Primary APN09-6.0-23-003-011-021.000

Interior

Full Baths1 Bath
Stories1 Story
Building Area870 sqft Base Area
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area24,829 sqft (0.569 acres)
Lot Dimensions250 ft deep x 100 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace

Location & Zoning

Street Address825 N LOCUST ST
CityBUFFALO
StateMO
Zip65622-7494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART SE SE COMM 870' N OF SE COR OF E 1/2 SW, W 282', N 200', E 282', S 100'; LOT SIZE: 100' X 250'
JurisdictionDALLAS MO
Township / Civil DivisionNORTH BENTON
Census Block Group5
Census Block5010
Census Tract480200

Owner

Source: Dallas County records · APN 09-6.0-23-003-011-021.000

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 8405, NIKISKI, AK 99635-8405
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Oct 05, 2012Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA ND
Nov 23, 2009Deed of Trust, Mortgage · ARM
TELCOMM CU
Mar 26, 2024Warranty Deed, Transfer
Nov 25, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2024
Deed SaleMar 26, 2024
Deed Document Number0002024669
Deed Book / Page2020 / 2912
Prior Transfer DateNov 25, 2020
Prior Transfer Doc202002912
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS MO
Property Address825 N LOCUST ST, BUFFALO, MO 65622-7494
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/2205
DateAug 01, 2022
Book Page2022/2205
Instrument202202205
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.87%
IndexOther
Margin3
Max Rate9.87%

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS MO
Property Address825 N LOCUST ST, BUFFALO, MO 65622-7494
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02012/2136
DateOct 05, 2012
Book Page2012/2136
Instrument201202136
Lender
NameUS BANK NA ND
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS MO
Property Address825 N LOCUST ST, BUFFALO, MO 65622-7494
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00360/2727
DateNov 23, 2009
Book Page360/2727
Instrument2009-2821
Lender
NameTELCOMM CU
AddressSPRINGFIELD, MO 65804
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 01, 2039
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateDec 01, 2014
Change Frequency5 Years
Min Rate At Change4%
Max Rate At Change7.25%
Index5-Year CMT
Max Rate11.2%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS MO
Recording DateMar 26, 2024
Property Address825 N LOCUST ST, BUFFALO, MO 65622-7494
Document Number002024/669
Book / Page2024 / 669
Instrument DateMar 16, 2024
Instrument202400669
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 8405, NIKISKI, AK 99635-8405

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS MO
Recording DateNov 25, 2020
Property Address825 N LOCUST ST, BUFFALO, MO 65622-7494
Document Number02020/2912
Book / Page2020 / 2912
Instrument DateNov 18, 2020
Instrument202002912
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 8405, NIKISKI, AK 99635-8405

Mortgage

Document Number0202002913
DateNov 25, 2020
Instrument202002913
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Dallas County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
CountyDallas County
MunicipalityBuffalo City
Unified School DistrictDallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$447.00 (+10.64%)$10,050 (+10.08%)$52,900 (+10.21%) Land $11,200 Building $41,700
2023$404.00$9,130$48,000 Land $9,500 Building $38,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBUFFALO PWS
serves 3,462 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N Locust St

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