825 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 825 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,648 sqft · built 2008
Lot Size	0.537 acres (23,392 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Dec 2019)
Tax Bill	$9,167 (2026)
Deeds & Mortgages	May 2018 Mortgage Dec 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:033-10550 B:66 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-10550 B:66 L:0`
Alternative APNs	`LUDL M:33 B:10550 P:66` `1633`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	4,232 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,392 sqft (0.537 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1633
Street Address	825 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

825 Moore St is owned and occupied by two individuals who bought it in December 2019.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	825 MOORE ST, LUDLOW, MA 01056-1644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance LUSO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Apr 18, 2007 · Amount on File
Prior Transfer Date	Nov 2, 2019
Prior Transfer Doc	23022-263
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	825 MOORE ST, LUDLOW, MA 01056-1644
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22174-220
Date	May 16, 2018
Book Page	22174/220
Instrument	26504

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 27, 2019
Property Address	825 MOORE ST, LUDLOW, MA 01056-1644
Document Number	23022-260
Book / Page	23022 / 260
Instrument Date	Nov 2, 2019
Instrument	77352
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 NASSAU DR, SPRINGFIELD, MA 01129-1436

Mortgage

Document Number	23022-263
Date	Dec 27, 2019
Book Page	23022/263
Instrument	77353

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 825 Moore St was $9,167, up 2.1% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,167.00 (+2.09%)	$572,600 (+10.65%) Land $85,900 Building $486,700	$575,543 (+16.96%)
2025	$8,979.00 (+4.82%)	$517,500 (+9.29%) Land $78,100 Building $439,400	$492,100 (-)
2024	$8,566.00 (+2.09%)	$473,500 (+10.09%) Land $79,100 Building $394,400	$492,100
2023	$8,391.00	$430,100 Land $65,800 Building $364,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Moore St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Moore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moore St

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