Berrien County property record for 825 Monte Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,247 sqft · built 1965 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Dec 2020) |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5040-0001-00-2 |
| Primary APN | 03-5040-0001-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,247 sqft |
| Unfinished Basement | 1,247 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Lot Area | 17,119 sqft (0.393 acres) |
| Lot Dimensions | 171 ft deep x 100 ft wide |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 825 MONTE RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-2615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 SING FA |
| Legal Description | LOT 1 MONTE SUBDN |
| Legal Subdivision | MONTE SUB |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 923 PRICE ST, SAINT JOSEPH, MI 49085-1438 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 23, 2018 | Warranty Deed, Transfer |
| Mar 24, 2017 | Warranty Deed, Transfer · ARM EDGEWATER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 2020298547 |
| Deed Book / Page | 3305 / 1677 |
| Transfer Doc | 02986/3378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 21, 2020 |
| Property Address | 825 MONTE RD, BENTON HARBOR, MI 49022-2615 |
| Document Number | 03305/1677 |
| Book / Page | 3305 / 1677 |
| Map Reference | LB 18 PG 44 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 PRICE ST, SAINT JOSEPH, MI 49085-1438 |
| Document Number | 0033051446 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 3305/1446 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 23, 2018 |
| Property Address | 825 MONTE RD, BENTON HARBOR, MI 49022-2615 |
| Document Number | 03212/0424 |
| Book / Page | 3212 / 0424 |
| Map Reference | LB18 PG44 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2250 N M 63, BENTON HARBOR, MI 49022-2661 |
| Name | Verified Name |
|---|---|
| Address | 2250 N M 63, BENTON HARBOR, MI 49022-2661 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 24, 2017 |
| Property Address | 825 MONTE RD, BENTON HARBOR, MI 49022-2615 |
| Document Number | 03167/0911 |
| Book / Page | 3167 / 0911 |
| Map Reference | LB18 PG44 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 825 MONTERD, BENTON HARBOR, MI 49022-2615 |
| Document Number | 0031670912 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 3167/0912 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.89% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.89% |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,200 (+6.95%) | $212,400 (+6.95%) | |
| 2025 | $4,020.00 (+3.13%) | $99,300 (+19.64%) | $198,600 (+19.64%) |
| 2024 | $3,898.00 (+10.11%) | ||
| 2023 | $83,000 | $166,000 | |
| 2022 | $3,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON CHARTER TOWNSHIP serves 6,768 people · EPA ID MI0000605 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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