825 Lower Barn Way, Olney, MD 20832 Property Records

Montgomery County property record for 825 Lower Barn Way, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 8,472 sqft · built 2018
Lot Size	0.434 acres (18,923 sqft)
Owner	2 Individual Names on File
Last Sale	$1,660,000 (Sep 2023)
Tax Bill	$16,290 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-03753340`

Property Details

APN / Parcel Number

Primary APN	`08-03753340`
Alternative APN	`03753340`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,472 sqft Living Area
Gross Area	9,176 sqft
1st Floor Area	3,428 sqft
Basement Area	1,616 sqft
Finished Basement	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,923 sqft (0.434 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	596 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03753340
Street Address	825 LOWER BARN WAY
City	OLNEY
State	MD
Zip	20832-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	STANMORE
Legal Subdivision	STANMORE
Legal Block	1
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	701308

Owner

825 Lower Barn Way is owned and occupied by two individuals who bought it in September 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
May 26, 2021	Intrafamily Transfer, Transfer ROBERT W MOSES TITLE INC, ROBERT MOSES TITLE INC
Nov 16, 2017	Deed, Transfer · Line of Credit LAFAYETTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Book / Page	67401 / 454
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	0631180246
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 26, 2023
Property Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716
Document Number	0674010454
Book / Page	67401 / 454
Map Reference	PL 24890
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716

Mortgage

Document Number	0067401459
Date	Sep 26, 2023
Instrument	67401/459

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Max Rate	11.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0587940436
Date	Dec 31, 2019
Book Page	58794/436

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	May 26, 2021
Property Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716
Document Number	0631180246
Book / Page	63118 / 246
Map Reference	PL 24890
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ROBERT W MOSES TITLE INC, ROBERT MOSES TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2017
Property Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716
Document Number	0552340288
Book / Page	55234 / 288
Map Reference	PL24890
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,514.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 LOWER BARN WAY, OLNEY, MD 20832-2716

Mortgage

Document Number	0055234317
Date	Nov 16, 2017
Instrument	55234/317

Lender

Name	LAFAYETTE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 825 Lower Barn Way was $16,290, up 5.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,426,000 (+5.17%) Land $285,500 Building $1,140,500	$1,426,000 (-) Land $285,500 Building $1,140,500
2025	$16,290.00 (+5.88%)	$1,355,900	$1,426,000 Land $285,500 Building $1,140,500
2024	$15,386.00
2023		$1,215,700 Land $285,500 Building $930,200	$1,215,700 Land $285,500 Building $930,200
2022	$13,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Lower Barn Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Lower Barn Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Xfinity.

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