Boone County property record for 825 Lockport Dr, Centralia, MO 65240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,813 sqft · built 2016 |
| Lot Size | 0.779 acres (33,974 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,648 (Sep 2024) |
| Tax Bill | $4,731 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-500-00-03-028-00 |
| Primary APN | 04-500-00-03-028-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,813 sqft Living Area |
| Attic | Attic |
| Attic Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Lot Area | 33,974 sqft (0.779 acres) |
| Lot Dimensions | 285 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
| Porch | Slab |
| Shed | 1 Shed |
| Heating Fuel | Gas |
|---|
| Street Address | 825 LOCKPORT DR |
|---|---|
| City | CENTRALIA |
| State | MO |
| Zip | 65240-4149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE LAKE ESTATES PLAT 3 LOT 28 |
| Legal Range | 11W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | COBBLESTONE LAKE ESTATES PLAT 3 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 2000 |
825 Lockport Dr is owned and occupied by two individuals who bought it in September 2024.
Source: Boone County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Feb 1, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage WEST COMMUNITY CU |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY |
| Jul 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 4, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage MID AMERICA MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Prior Sale | Feb 1, 2022 · Amount on File |
| Deed Document Number | 202415422 |
| Deed Book / Page | 5918 / 23 |
| Prior Transfer Date | Jan 31, 2022 |
| Prior Transfer Doc | 0000002249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Document Number | 0000005756 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 5593/131 |
| Instrument | 2022005756 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Feb 1, 2022 |
| Property Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Document Number | 0000002249 |
| Book / Page | 5573 / 150 |
| Map Reference | MB 49 PG 23 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022002249 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Document Number | 0000002250 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022002250 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000827 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 4702/0179 |
| Instrument | 2017000827 |
| Name | CENTRAL BANK OF BOONE COUNTY |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Jul 10, 2020 |
| Property Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Document Number | 2020015448 |
| Book / Page | 5222 / 86 |
| Map Reference | MB 49 PG 23 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020015448 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Document Number | 2020015449 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020015449 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Dec 4, 2019 |
| Property Address | 825 LOCKPORT DR, CENTRALIA, MO 65240-4149 |
| Document Number | 2019023877 |
| Book / Page | 5115 / 0119 |
| Map Reference | MB 49 PG 23 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 2019023877 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 N ALLEN ST, CENTRALIA, MO 65240-1309 |
| Document Number | 2019023878 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 2019023878 |
| Name | MID AMERICA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
The 2025 property tax bill for 825 Lockport Dr was $4,731.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Centralia City |
| Unified School District | Centralia R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,123 (-) Land $5,510 Building $74,613 | ||
| 2025 | $4,731.00 | $80,123 Land $5,510 Building $74,613 | $421,700 Land $29,000 Building $392,700 |
| 2023 | $4,107.00 (+8.19%) | $69,977 Land $5,510 Building $64,467 | $368,300 Land $29,000 Building $339,300 |
| 2022 | $3,796.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 825 Lockport Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 825 Lockport Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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